Middlesex County, NJ Average Home Price (2026)
The average home price in Middlesex County, New Jersey is about $561,500 (the 2026 median across 36 ZIP codes, at ~$354/sq ft) — 2% more affordable than the New Jersey median and 94% more expensive than the typical U.S. home.
How Middlesex County compares
Middlesex County is relatively expensive for housing nationally: its typical home costs $561,500 against $573,000 for New Jersey and $289,000 for the U.S. Within the county, ZIP-level values run from about $425,000 to $846,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Middlesex County | $561,500 | $354 |
| New Jersey | $573,000 | $327 |
| United States | $289,000 | $193 |
Cities in Middlesex County
Cities with their own home-value page, largest first:
Middlesex County home prices by ZIP code
The 15 most valuable ZIP codes in Middlesex County (of 36 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 08832 Keasbey | $846,000 | $445 | +51% |
| 08820 Edison | $818,000 | $404 | +46% |
| 08512 Cranbury Township | $750,000 | $335 | +34% |
| 08824 Kendall Park | $725,000 | $366 | +29% |
| 08852 Monmouth Junction | $695,000 | $349 | +24% |
| 08840 Metuchen | $688,000 | $423 | +23% |
| 08536 Plainsboro | $662,000 | $367 | +18% |
| 07747 Matawan | $658,000 | $354 | +17% |
| 08810 Dayton | $643,000 | $347 | +15% |
| 07067 Colonia | $639,000 | $387 | +14% |
| 08857 Old Bridge | $633,000 | $351 | +13% |
| 08816 East Brunswick | $626,000 | $361 | +11% |
| 08850 Milltown | $609,000 | $368 | +8% |
| 08831 Monroe Township | $604,000 | $304 | +8% |
| 08854 Piscataway | $596,000 | $349 | +6% |
Home value appreciation in Middlesex County
Home prices in Middlesex County have risen about 89% over the last 10 years (≈6.5% a year) and +70.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.1% — still rising. A home worth $561,500 today was worth roughly $297,720 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Jersey is +87.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Middlesex County
Run the numbers for Middlesex County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Middlesex County
To buy the typical $561,500 home in Middlesex County with 20% down, you need a household income of roughly $153,000 a year (about $3,560 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $182,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,100 | $4,430/mo | $190,000/yr |
| 10% (+PMI) | $56,200 | $4,240/mo | $182,000/yr |
| 20% | $112,300 | $3,560/mo | $153,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Middlesex County
At about $354 per square foot, here is roughly how much home different budgets get you in Middlesex County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 850 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1410 sq ft | around the typical home here |
| $600k | 1690 sq ft | around the typical home here |
| $750k | 2120 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Jersey.
Estimate a specific home in Middlesex County
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Middlesex County home prices: frequently asked
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Browse all New Jersey cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.