Yellowstone County, MT Average Home Price (2026)
The average home price in Yellowstone County, Montana is about $393,500 (the 2026 median across 12 ZIP codes, at ~$214/sq ft) — 6% more affordable than the Montana median and 36% more expensive than the typical U.S. home.
How Yellowstone County compares
Yellowstone County is relatively expensive for housing nationally: its typical home costs $393,500 against $418,500 for Montana and $289,000 for the U.S. Within the county, ZIP-level values run from about $333,000 to $638,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Yellowstone County | $393,500 | $214 |
| Montana | $418,500 | $280 |
| United States | $289,000 | $193 |
Cities in Yellowstone County
Cities with their own home-value page, largest first:
Yellowstone County home prices by ZIP code
The 12 most valuable ZIP codes in Yellowstone County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 59002 Acton | $638,000 | $336 | +62% |
| 59106 Billings | $546,000 | $250 | +39% |
| 59037 Huntley | $498,000 | $215 | +27% |
| 59079 Shepherd | $471,000 | $212 | +20% |
| 59105 Billings | $421,000 | $195 | +7% |
| 59088 Worden | $405,000 | $267 | +3% |
| 59006 Ballantine | $382,000 | $75 | -3% |
| 59102 Billings | $382,000 | $176 | -3% |
| 59015 Acton | $375,000 | $240 | -5% |
| 59044 Laurel | $374,000 | $207 | -5% |
| 59024 Custer | $368,000 | $213 | -6% |
| 59101 Billings | $333,000 | $222 | -15% |
Home value appreciation in Yellowstone County
Home prices in Yellowstone County have risen about 72% over the last 10 years (≈5.6% a year) and +124.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.2% — still rising. A home worth $393,500 today was worth roughly $228,646 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Montana is +105.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Yellowstone County
Run the numbers for Yellowstone County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Yellowstone County
To buy the typical $393,500 home in Yellowstone County with 20% down, you need a household income of roughly $107,000 a year (about $2,500 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $127,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,700 | $3,100/mo | $133,000/yr |
| 10% (+PMI) | $39,400 | $2,970/mo | $127,000/yr |
| 20% | $78,700 | $2,500/mo | $107,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Yellowstone County
At about $214 per square foot, here is roughly how much home different budgets get you in Yellowstone County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 930 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1400 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1870 sq ft | around the typical home here |
| $500k | 2340 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Montana.
Estimate a specific home in Yellowstone County
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Yellowstone County home prices: frequently asked
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Browse all Montana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.