ZIP Code 59106 — Billings, MT Home Prices (2026)
The typical home in ZIP 59106 (Billings, Montana) is worth about $548,000 at roughly $250 per square foot — 35% more expensive than the Billings median and 86% more expensive than the typical U.S. home.
How 59106 compares
ZIP 59106 is one of the pricier ZIP codes in Billings: its typical home value of $548,000 ranks #1 of the 4 Billings ZIP codes we track (the citywide range runs from $336,000 in 59101 to $548,000 in 59106). Per square foot it costs about $250, against $215 for Billings as a whole, $272 for Montana, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 59106 | $548,000 | $250 |
| Billings, MT | $406,500 | $215 |
| Montana | $422,000 | $272 |
| United States | $294,000 | $195 |
Home value by size in 59106
Using this ZIP’s rate of about $250 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $250,000 |
| 1,500 sq ft | $375,000 |
| 2,000 sq ft | $500,000 |
| 2,500 sq ft | $625,000 |
| 3,000 sq ft | $750,000 |
Salary needed to buy a home in ZIP 59106
To buy the typical $548,000 home in ZIP 59106 with 20% down, you need a household income of roughly $149,000 a year (about $3,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $177,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $27,400 | $4,320/mo | $185,000/yr |
| 10% (+PMI) | $54,800 | $4,130/mo | $177,000/yr |
| 20% | $109,600 | $3,480/mo | $149,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 59106
At about $250 per square foot, here is roughly how much home different budgets get you in ZIP 59106:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1200 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1600 sq ft | below the local median — condos, smaller or older homes |
| $500k | 2000 sq ft | around the typical home here |
| $600k | 2400 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 59106 home.
Estimate a specific home in 59106
The estimator below is pre-set to ZIP 59106 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Billings ZIP codes by home value
Where 59106 sits among Billings’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 59106 (this page) | $548,000 | $250 |
| 2 | 59105 | $425,000 | $205 |
| 3 | 59102 | $388,000 | $173 |
| 4 | 59101 | $336,000 | $224 |
ZIP 59106 home prices: frequently asked
What is the average home price in ZIP code 59106? +
What is the price per square foot in 59106? +
What salary do you need to buy a house in ZIP 59106? +
Is 59106 an expensive ZIP code? +
See the full Billings home values page, all Montana cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.