Missoula County, MT Average Home Price (2026)
The average home price in Missoula County, Montana is about $593,000 (the 2026 median across 13 ZIP codes, at ~$358/sq ft) — 42% more expensive than the Montana median and 105% more expensive than the typical U.S. home.
How Missoula County compares
Missoula County is relatively expensive for housing nationally: its typical home costs $593,000 against $418,500 for Montana and $289,000 for the U.S. Within the county, ZIP-level values run from about $500,000 to $823,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Missoula County | $593,000 | $358 |
| Montana | $418,500 | $280 |
| United States | $289,000 | $193 |
Cities in Missoula County
Cities with their own home-value page, largest first:
Missoula County home prices by ZIP code
The 13 most valuable ZIP codes in Missoula County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 59851 Milltown | $823,000 | $433 | +39% |
| 59846 Huson | $688,000 | $373 | +16% |
| 59804 Missoula | $664,000 | $365 | +12% |
| 59834 Frenchtown | $663,000 | $317 | +12% |
| 59826 Condon | $653,000 | $512 | +10% |
| 59803 Missoula | $632,000 | $279 | +7% |
| 59823 Bonner | $593,000 | $337 | +0% |
| 59868 Seeley Lake | $577,000 | $315 | -3% |
| 59808 Missoula | $568,000 | $358 | -4% |
| 59802 Missoula | $555,000 | $382 | -6% |
| 59847 Lolo | $546,000 | $281 | -8% |
| 59821 Arlee | $515,000 | $346 | -13% |
| 59801 Missoula | $500,000 | $358 | -16% |
Home value appreciation in Missoula County
Home prices in Missoula County have risen about 122% over the last 10 years (≈8.3% a year) and +154.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.7% — still rising. A home worth $593,000 today was worth roughly $267,479 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Montana is +105.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Missoula County
Run the numbers for Missoula County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Missoula County
To buy the typical $593,000 home in Missoula County with 20% down, you need a household income of roughly $161,000 a year (about $3,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $192,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,700 | $4,680/mo | $201,000/yr |
| 10% (+PMI) | $59,300 | $4,470/mo | $192,000/yr |
| 20% | $118,600 | $3,760/mo | $161,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Missoula County
At about $358 per square foot, here is roughly how much home different budgets get you in Missoula County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 840 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1400 sq ft | around the typical home here |
| $600k | 1680 sq ft | around the typical home here |
| $750k | 2090 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Montana.
Estimate a specific home in Missoula County
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Missoula County home prices: frequently asked
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Browse all Montana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.