ZIP Code 59808 — Missoula, MT Home Prices (2026)
The typical home in ZIP 59808 (Missoula, Montana) is worth about $576,000 at roughly $358 per square foot — about the same as the Missoula median and 96% more expensive than the typical U.S. home.
How 59808 compares
ZIP 59808 is a mid-priced ZIP code for Missoula: its typical home value of $576,000 ranks #3 of the 5 Missoula ZIP codes we track (the citywide range runs from $510,000 in 59801 to $677,000 in 59804). Per square foot it costs about $358, against $358 for Missoula as a whole, $272 for Montana, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 59808 | $576,000 | $358 |
| Missoula, MT | $576,000 | $358 |
| Montana | $422,000 | $272 |
| United States | $294,000 | $195 |
Home value by size in 59808
Using this ZIP’s rate of about $358 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $358,000 |
| 1,500 sq ft | $537,000 |
| 2,000 sq ft | $716,000 |
| 2,500 sq ft | $895,000 |
| 3,000 sq ft | $1,074,000 |
Salary needed to buy a home in ZIP 59808
To buy the typical $576,000 home in ZIP 59808 with 20% down, you need a household income of roughly $157,000 a year (about $3,660 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $186,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,800 | $4,540/mo | $195,000/yr |
| 10% (+PMI) | $57,600 | $4,340/mo | $186,000/yr |
| 20% | $115,200 | $3,660/mo | $157,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 59808
At about $358 per square foot, here is roughly how much home different budgets get you in ZIP 59808:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 840 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1400 sq ft | around the typical home here |
| $600k | 1680 sq ft | around the typical home here |
| $750k | 2090 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 59808 home.
Estimate a specific home in 59808
The estimator below is pre-set to ZIP 59808 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Missoula ZIP codes by home value
Where 59808 sits among Missoula’s 5 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 59804 | $677,000 | $391 |
| 2 | 59803 | $643,000 | $286 |
| 3 | 59808 (this page) | $576,000 | $358 |
| 4 | 59802 | $566,000 | $382 |
| 5 | 59801 | $510,000 | $353 |
ZIP 59808 home prices: frequently asked
What is the average home price in ZIP code 59808? +
What is the price per square foot in 59808? +
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See the full Missoula home values page, all Montana cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.