Cascade County, MT Average Home Price (2026)
The average home price in Cascade County, Montana is about $364,000 (the 2026 median across 15 ZIP codes, at ~$241/sq ft) — 13% more affordable than the Montana median and 26% more expensive than the typical U.S. home.
How Cascade County compares
Cascade County is about average for housing nationally: its typical home costs $364,000 against $418,500 for Montana and $289,000 for the U.S. Within the county, ZIP-level values run from about $243,000 to $491,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cascade County | $364,000 | $241 |
| Montana | $418,500 | $280 |
| United States | $289,000 | $193 |
Cities in Cascade County
Cities with their own home-value page, largest first:
Cascade County home prices by ZIP code
The 15 most valuable ZIP codes in Cascade County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 59443 Fort Shaw | $491,000 | $180 | +35% |
| 59485 Cascade | $451,000 | $274 | +24% |
| 59483 Sun River | $444,000 | $281 | +22% |
| 59412 Belt | $399,000 | $241 | +10% |
| 59421 Cascade | $399,000 | $430 | +10% |
| 59404 Great Falls | $390,000 | $205 | +7% |
| 59487 Vaughn | $365,000 | $333 | +0% |
| 59477 Fairfield | $364,000 | $713 | +0% |
| 59480 Stockett | $345,000 | $234 | -5% |
| 59463 Monarch | $333,000 | $299 | -9% |
| 59405 Great Falls | $327,000 | $215 | -10% |
| 59472 Sand Coulee | $290,000 | $211 | -20% |
| 59401 Great Falls | $288,000 | $168 | -21% |
| 59465 Neihart | $261,000 | $406 | -28% |
| 59414 Black Eagle | $243,000 | $168 | -33% |
Home value appreciation in Cascade County
Home prices in Cascade County have risen about 95% over the last 10 years (≈6.9% a year) and +145.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.9% — still rising. A home worth $364,000 today was worth roughly $186,954 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Montana is +105.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cascade County
Run the numbers for Cascade County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cascade County
To buy the typical $364,000 home in Cascade County with 20% down, you need a household income of roughly $99,000 a year (about $2,310 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $118,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,200 | $2,870/mo | $123,000/yr |
| 10% (+PMI) | $36,400 | $2,750/mo | $118,000/yr |
| 20% | $72,800 | $2,310/mo | $99,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cascade County
At about $241 per square foot, here is roughly how much home different budgets get you in Cascade County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 830 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1240 sq ft | around the typical home here |
| $400k | 1660 sq ft | around the typical home here |
| $500k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Montana.
Estimate a specific home in Cascade County
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Cascade County home prices: frequently asked
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Browse all Montana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.