ZIP Code 59405 — Great Falls, MT Home Prices (2026)
The typical home in ZIP 59405 (Great Falls, Montana) is worth about $330,000 at roughly $216 per square foot — about the same as the Great Falls median and 12% more expensive than the typical U.S. home.
How 59405 compares
ZIP 59405 is a mid-priced ZIP code for Great Falls: its typical home value of $330,000 ranks #2 of the 3 Great Falls ZIP codes we track (the citywide range runs from $291,000 in 59401 to $395,000 in 59404). Per square foot it costs about $216, against $206 for Great Falls as a whole, $272 for Montana, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 59405 | $330,000 | $216 |
| Great Falls, MT | $330,000 | $206 |
| Montana | $422,000 | $272 |
| United States | $294,000 | $195 |
Home value by size in 59405
Using this ZIP’s rate of about $216 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $216,000 |
| 1,500 sq ft | $324,000 |
| 2,000 sq ft | $432,000 |
| 2,500 sq ft | $540,000 |
| 3,000 sq ft | $648,000 |
Salary needed to buy a home in ZIP 59405
To buy the typical $330,000 home in ZIP 59405 with 20% down, you need a household income of roughly $90,000 a year (about $2,090 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $107,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,500 | $2,600/mo | $112,000/yr |
| 10% (+PMI) | $33,000 | $2,490/mo | $107,000/yr |
| 20% | $66,000 | $2,090/mo | $90,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 59405
At about $216 per square foot, here is roughly how much home different budgets get you in ZIP 59405:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 690 sq ft | below the local median — condos, smaller or older homes |
| $200k | 930 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1390 sq ft | around the typical home here |
| $400k | 1850 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 59405 home.
Estimate a specific home in 59405
The estimator below is pre-set to ZIP 59405 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Great Falls ZIP codes by home value
Where 59405 sits among Great Falls’s 3 ZIP codes:
ZIP 59405 home prices: frequently asked
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See the full Great Falls home values page, all Montana cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.