Warren County, KY Average Home Price (2026)
The average home price in Warren County, Kentucky is about $286,000 (the 2026 median across 8 ZIP codes, at ~$184/sq ft) — 58% more expensive than the Kentucky median and 1% more affordable than the typical U.S. home.
How Warren County compares
Warren County is about average for housing nationally: its typical home costs $286,000 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $234,000 to $404,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Warren County | $286,000 | $184 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Cities in Warren County
Cities with their own home-value page, largest first:
Warren County home prices by ZIP code
The 8 most valuable ZIP codes in Warren County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 42122 Alvaton | $404,000 | $212 | +41% |
| 42103 Bowling Green | $360,000 | $196 | +26% |
| 42104 Bowling Green | $321,000 | $176 | +12% |
| 42159 Oakland | $286,000 | $171 | +0% |
| 42170 Woodburn | $286,000 | $163 | +0% |
| 42274 Rockfield | $286,000 | $185 | +0% |
| 42171 Smiths Grove | $254,000 | $190 | -11% |
| 42101 Bowling Green | $234,000 | $182 | -18% |
Home value appreciation in Warren County
Home prices in Warren County have risen about 82% over the last 10 years (≈6.2% a year) and +102.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.6% — still rising. A home worth $286,000 today was worth roughly $157,057 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Warren County
Run the numbers for Warren County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Warren County
To buy the typical $286,000 home in Warren County with 20% down, you need a household income of roughly $78,000 a year (about $1,820 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $92,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,300 | $2,260/mo | $97,000/yr |
| 10% (+PMI) | $28,600 | $2,160/mo | $92,000/yr |
| 20% | $57,200 | $1,820/mo | $78,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Warren County
At about $184 per square foot, here is roughly how much home different budgets get you in Warren County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 820 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1360 sq ft | around the typical home here |
| $300k | 1630 sq ft | around the typical home here |
| $400k | 2170 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Warren County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Warren County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.