ZIP Code 42104 — Bowling Green, KY Home Prices (2026)
The typical home in ZIP 42104 (Bowling Green, Kentucky) is worth about $326,000 at roughly $179 per square foot — about the same as the Bowling Green median and 11% more expensive than the typical U.S. home.
How 42104 compares
ZIP 42104 is a mid-priced ZIP code for Bowling Green: its typical home value of $326,000 ranks #2 of the 3 Bowling Green ZIP codes we track (the citywide range runs from $240,000 in 42101 to $368,000 in 42103). Per square foot it costs about $179, against $183 for Bowling Green as a whole, $152 for Kentucky, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 42104 | $326,000 | $179 |
| Bowling Green, KY | $326,000 | $183 |
| Kentucky | $184,500 | $152 |
| United States | $294,000 | $195 |
Home value by size in 42104
Using this ZIP’s rate of about $179 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $179,000 |
| 1,500 sq ft | $268,500 |
| 2,000 sq ft | $358,000 |
| 2,500 sq ft | $447,500 |
| 3,000 sq ft | $537,000 |
Salary needed to buy a home in ZIP 42104
To buy the typical $326,000 home in ZIP 42104 with 20% down, you need a household income of roughly $89,000 a year (about $2,070 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $105,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,300 | $2,570/mo | $110,000/yr |
| 10% (+PMI) | $32,600 | $2,460/mo | $105,000/yr |
| 20% | $65,200 | $2,070/mo | $89,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 42104
At about $179 per square foot, here is roughly how much home different budgets get you in ZIP 42104:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 840 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1400 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1680 sq ft | around the typical home here |
| $400k | 2230 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 42104 home.
Estimate a specific home in 42104
The estimator below is pre-set to ZIP 42104 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Bowling Green ZIP codes by home value
Where 42104 sits among Bowling Green’s 3 ZIP codes:
ZIP 42104 home prices: frequently asked
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See the full Bowling Green home values page, all Kentucky cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.