Knox County, KY Average Home Price (2026)
The average home price in Knox County, Kentucky is about $136,000 (the 2026 median across 13 ZIP codes, at ~$124/sq ft) — 25% more affordable than the Kentucky median and 53% more affordable than the typical U.S. home.
How Knox County compares
Knox County is relatively affordable for housing nationally: its typical home costs $136,000 against $181,000 for Kentucky and $289,000 for the U.S. Within the county, ZIP-level values run from about $84,000 to $249,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Knox County | $136,000 | $124 |
| Kentucky | $181,000 | $152 |
| United States | $289,000 | $193 |
Cities in Knox County
Cities with their own home-value page, largest first:
Knox County home prices by ZIP code
The 13 most valuable ZIP codes in Knox County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 40921 Bryants Store | $249,000 | $131 | +83% |
| 40995 Trosper | $177,000 | $93 | +30% |
| 40943 Bimble | $144,000 | $164 | +6% |
| 40906 Barbourville | $140,000 | $130 | +3% |
| 40734 Gray | $138,000 | $140 | +1% |
| 40949 Barbourville | $137,000 | $116 | +1% |
| 40923 Bimble | $136,000 | $76 | +0% |
| 40915 Bimble | $130,000 | $57 | -4% |
| 40771 Rockholds | $127,000 | $102 | -7% |
| 40997 Walker | $116,000 | $61 | -15% |
| 40953 Bimble | $105,000 | $142 | -23% |
| 40935 Bimble | $86,000 | $124 | -37% |
| 40903 Pineville | $84,000 | $128 | -38% |
Home value appreciation in Knox County
Home prices in Knox County have risen about 81% over the last 10 years (≈6.1% a year) and +92.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.1% — still rising. A home worth $136,000 today was worth roughly $74,972 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Kentucky is +84.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Knox County
Run the numbers for Knox County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Knox County
To buy the typical $136,000 home in Knox County with 20% down, you need a household income of roughly $37,000 a year (about $860 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $44,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,800 | $1,070/mo | $46,000/yr |
| 10% (+PMI) | $13,600 | $1,030/mo | $44,000/yr |
| 20% | $27,200 | $860/mo | $37,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Knox County
At about $124 per square foot, here is roughly how much home different budgets get you in Knox County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1210 sq ft | around the typical home here |
| $200k | 1610 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2020 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2420 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Kentucky.
Estimate a specific home in Knox County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Knox County home prices: frequently asked
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Browse all Kentucky cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.