ZIP Code 40953 — Bimble, KY Home Prices (2026)
The typical home in ZIP 40953 (Bimble, Kentucky) is worth about $99,000 at roughly $157 per square foot — 14% more affordable than the Bimble median and 66% more affordable than the typical U.S. home.
How 40953 compares
ZIP 40953 is one of the more affordable ZIP codes in Bimble: its typical home value of $99,000 ranks #3 of the 4 Bimble ZIP codes we track (the citywide range runs from $84,000 in 40935 to $139,000 in 40943). Per square foot it costs about $157, against $109 for Bimble as a whole, $152 for Kentucky, and $195 nationally.
| Area | Typical value | $ / sq ft |
|---|---|---|
| ZIP 40953 | $99,000 | $157 |
| Bimble, KY | $115,500 | $109 |
| Kentucky | $184,500 | $152 |
| United States | $294,000 | $195 |
Home value by size in 40953
Using this ZIP’s rate of about $157 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.
| Home size | Estimated value |
|---|---|
| 1,000 sq ft | $157,000 |
| 1,500 sq ft | $235,500 |
| 2,000 sq ft | $314,000 |
| 2,500 sq ft | $392,500 |
| 3,000 sq ft | $471,000 |
Salary needed to buy a home in ZIP 40953
To buy the typical $99,000 home in ZIP 40953 with 20% down, you need a household income of roughly $27,000 a year (about $630 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $32,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,000 | $780/mo | $33,000/yr |
| 10% (+PMI) | $9,900 | $750/mo | $32,000/yr |
| 20% | $19,800 | $630/mo | $27,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in ZIP 40953
At about $157 per square foot, here is roughly how much home different budgets get you in ZIP 40953:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 960 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 1270 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 1590 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1910 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 40953 home.
Estimate a specific home in 40953
The estimator below is pre-set to ZIP 40953 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.
All Bimble ZIP codes by home value
Where 40953 sits among Bimble’s 4 ZIP codes:
| # | ZIP code | Typical value | $ / sq ft |
|---|---|---|---|
| 1 | 40943 | $139,000 | $73 |
| 2 | 40923 | $132,000 | $86 |
| 3 | 40953 (this page) | $99,000 | $157 |
| 4 | 40935 | $84,000 | $131 |
ZIP 40953 home prices: frequently asked
What is the average home price in ZIP code 40953? +
What is the price per square foot in 40953? +
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See the full Bimble home values page, all Kentucky cities, or price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.