ZIP Code 80639 — Greeley, CO Home Prices (2026)

The typical home in ZIP 80639 (Greeley, Colorado) is worth about $209,000 at roughly $110 per square foot — 42% more affordable than the Greeley median and 28% more affordable than the typical U.S. home.

$209,000

Typical home value

$110

Price per sq ft

#3 of 3

Greeley ZIPs by value

-42%

vs Greeley median

How 80639 compares

ZIP 80639 is one of the more affordable ZIP codes in Greeley: its typical home value of $209,000 ranks #3 of the 3 Greeley ZIP codes we track (the citywide range runs from $209,000 in 80639 to $440,000 in 80634). Per square foot it costs about $110, against $188 for Greeley as a whole, $269 for Colorado, and $193 nationally.

Area	Typical value	$ / sq ft
ZIP 80639	$209,000	$110
Greeley, CO	$362,000	$188
Colorado	$494,000	$269
United States	$289,000	$193

Home value by size in 80639

Using this ZIP’s rate of about $110 per square foot. Condition, lot, and the exact street move these meaningfully — use the estimator below for a home-specific figure.

Home size	Estimated value
1,000 sq ft	$110,000
1,500 sq ft	$165,000
2,000 sq ft	$220,000
2,500 sq ft	$275,000
3,000 sq ft	$330,000

Home value appreciation in ZIP 80639

Home prices in ZIP 80639 (its 3-digit ZIP area) have risen about 100% over the last 10 years (≈7.2% a year) and +126.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.7% — roughly flat. A home worth $209,000 today was worth roughly $104,448 ten years ago.

+0.7%

1-year change

+36.0%

5-year change

+100.1%

10-year change

+126.1%

20-year change

See where that trend takes a specific home with the home appreciation calculator — Greeley as a whole is +100.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for ZIP 80639

Run the numbers for ZIP 80639 with the local rates already filled in — change any input to test your own situation.

Property taxannual tax at local effective rates Income by ZIPmedian income, rent and value for a ZIP Affordability by salarythe price your income supports here Monthly paymentPITI on a home at this price Rent affordabilityyour max rent vs the local median Utility costselectric, gas, water and internet per month Home insurancetypical premium for this state Cost to buildnew-construction cost per sq ft here

Salary needed to buy a home in ZIP 80639

To buy the typical $209,000 home in ZIP 80639 with 20% down, you need a household income of roughly $57,000 a year (about $1,330 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $68,000, because the loan is bigger and mortgage insurance kicks in.

Down payment	Cash down	Monthly payment	Income needed
5% (+PMI)	$10,500	$1,650/mo	$71,000/yr
10% (+PMI)	$20,900	$1,580/mo	$68,000/yr
20%	$41,800	$1,330/mo	$57,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in ZIP 80639

At about $110 per square foot, here is roughly how much home different budgets get you in ZIP 80639:

Budget	Approx. size	What that looks like locally
$150k	1360 sq ft	below the local median — condos, smaller or older homes
$200k	1820 sq ft	around the typical home here
$250k	2270 sq ft	around the typical home here
$300k	2730 sq ft	above the median — larger homes or the pricier ZIPs
$400k	3640 sq ft	above the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens pre-filled with a typical 80639 home.

Estimate a specific home in 80639

The estimator below is pre-set to ZIP 80639 — pick your home’s size for an instant ballpark, then open the full calculator to adjust beds, baths, and condition.

All Greeley ZIP codes by home value

Where 80639 sits among Greeley’s 3 ZIP codes:

#	ZIP code	Typical value	$ / sq ft
1	80634	$440,000	$188
2	80631	$362,000	$208
3	80639 (this page)	$209,000	$110

ZIP 80639 home prices: frequently asked

What is the average home price in ZIP code 80639? +

The typical home in ZIP 80639 (Greeley, CO) is worth about $209,000 as of 2026. That is 42% more affordable than the Greeley median of $362,000 and 28% more affordable than the U.S. median of $289,000.

What is the price per square foot in 80639? +

About $110 per square foot in 80639, versus $188 across Greeley and $269 across Colorado. At that rate a 1,500 sq ft home runs roughly $165,000 and a 2,500 sq ft home about $275,000.

What salary do you need to buy a house in ZIP 80639? +

For the typical $209,000 home in ZIP 80639, a household income of about $57,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $68,000; with 5% down about $71,000.

Is 80639 an expensive ZIP code? +

Within Greeley, 80639 ranks #3 of 3 ZIP codes by typical home value, which makes it one of the more affordable ZIP codes in Greeley. Nationally it is relatively affordable.

Are home values in ZIP 80639 going up? +

Over the last 10 years home prices in ZIP 80639 changed about +100.1% (≈7.2% a year), and +0.7% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +126.1%. Past gains are not a guarantee of future ones.

See the full Greeley home values page, all Colorado cities, or price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research), not appraisals. A single ZIP contains very different homes; actual values vary and change over time.