Winnebago County, WI Average Home Price (2026)
The average home price in Winnebago County, Wisconsin is about $347,000 (the 2026 median across 9 ZIP codes, at ~$202/sq ft) — 12% more expensive than the Wisconsin median and 20% more expensive than the typical U.S. home.
How Winnebago County compares
Winnebago County is about average for housing nationally: its typical home costs $347,000 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $230,000 to $364,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Winnebago County | $347,000 | $202 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Cities in Winnebago County
Cities with their own home-value page, largest first:
Winnebago County home prices by ZIP code
The 9 most valuable ZIP codes in Winnebago County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54904 Oshkosh | $364,000 | $177 | +5% |
| 54986 Winneconne | $358,000 | $251 | +3% |
| 54947 Larsen | $356,000 | $303 | +3% |
| 54964 Utica | $348,000 | $248 | +0% |
| 54956 Neenah | $347,000 | $202 | +0% |
| 54927 Winneconne | $329,000 | $173 | -5% |
| 54963 Omro | $292,000 | $205 | -16% |
| 54902 Oshkosh | $235,000 | $193 | -32% |
| 54901 Oshkosh | $230,000 | $173 | -34% |
Home value appreciation in Winnebago County
Home prices in Winnebago County have risen about 105% over the last 10 years (≈7.4% a year) and +99.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.3% — still rising. A home worth $347,000 today was worth roughly $169,268 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Winnebago County
Run the numbers for Winnebago County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Winnebago County
To buy the typical $347,000 home in Winnebago County with 20% down, you need a household income of roughly $94,000 a year (about $2,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $112,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,400 | $2,740/mo | $117,000/yr |
| 10% (+PMI) | $34,700 | $2,620/mo | $112,000/yr |
| 20% | $69,400 | $2,200/mo | $94,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Winnebago County
At about $202 per square foot, here is roughly how much home different budgets get you in Winnebago County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 990 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1240 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1490 sq ft | around the typical home here |
| $400k | 1980 sq ft | around the typical home here |
| $500k | 2480 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Winnebago County
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Winnebago County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.