Waupaca County, WI Average Home Price (2026)
The average home price in Waupaca County, Wisconsin is about $281,500 (the 2026 median across 10 ZIP codes, at ~$177/sq ft) — 9% more affordable than the Wisconsin median and 3% more affordable than the typical U.S. home.
How Waupaca County compares
Waupaca County is about average for housing nationally: its typical home costs $281,500 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $190,000 to $326,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Waupaca County | $281,500 | $177 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Waupaca County home prices by ZIP code
The 10 most valuable ZIP codes in Waupaca County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54981 Waupaca | $326,000 | $213 | +16% |
| 54977 Scandinavia | $317,000 | $122 | +13% |
| 54983 Weyauwega | $292,000 | $207 | +4% |
| 54961 New London | $291,000 | $197 | +3% |
| 54945 Iola | $282,000 | $193 | +0% |
| 54962 Ogdensburg | $281,000 | $192 | +0% |
| 54949 Manawa | $264,000 | $139 | -6% |
| 54950 Marion | $247,000 | $137 | -12% |
| 54929 Clintonville | $244,000 | $161 | -13% |
| 54933 Embarrass | $190,000 | $100 | -33% |
Home value appreciation in Waupaca County
Home prices in Waupaca County have risen about 107% over the last 10 years (≈7.6% a year) and +95.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.6% — still rising. A home worth $281,500 today was worth roughly $135,728 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Waupaca County
Run the numbers for Waupaca County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Waupaca County
To buy the typical $281,500 home in Waupaca County with 20% down, you need a household income of roughly $77,000 a year (about $1,790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $91,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,100 | $2,220/mo | $95,000/yr |
| 10% (+PMI) | $28,200 | $2,120/mo | $91,000/yr |
| 20% | $56,300 | $1,790/mo | $77,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Waupaca County
At about $177 per square foot, here is roughly how much home different budgets get you in Waupaca County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 850 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1410 sq ft | around the typical home here |
| $300k | 1690 sq ft | around the typical home here |
| $400k | 2260 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Waupaca County
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Waupaca County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.