Vilas County, WI Average Home Price (2026)
The average home price in Vilas County, Wisconsin is about $390,000 (the 2026 median across 10 ZIP codes, at ~$284/sq ft) — 25% more expensive than the Wisconsin median and 35% more expensive than the typical U.S. home.
How Vilas County compares
Vilas County is relatively expensive for housing nationally: its typical home costs $390,000 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $309,000 to $722,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Vilas County | $390,000 | $284 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Vilas County home prices by ZIP code
The 10 most valuable ZIP codes in Vilas County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54545 Manitowish Waters | $722,000 | $864 | +85% |
| 54557 Presque Isle | $493,000 | $275 | +26% |
| 54538 Lac du Flambeau | $485,000 | $497 | +24% |
| 54512 Boulder Junction | $421,000 | $558 | +8% |
| 54558 Saint Germain | $391,000 | $292 | +0% |
| 54521 Eagle River | $389,000 | $263 | +0% |
| 54519 Conover | $362,000 | $223 | -7% |
| 54540 Land O Lakes | $346,000 | $351 | -11% |
| 54568 Woodruff | $326,000 | $224 | -16% |
| 54560 Sayner | $309,000 | $139 | -21% |
Home value appreciation in Vilas County
Home prices in Vilas County have risen about 104% over the last 10 years (≈7.4% a year) and +86.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.7% — still rising. A home worth $390,000 today was worth roughly $191,646 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Vilas County
Run the numbers for Vilas County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Vilas County
To buy the typical $390,000 home in Vilas County with 20% down, you need a household income of roughly $106,000 a year (about $2,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $126,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,500 | $3,080/mo | $132,000/yr |
| 10% (+PMI) | $39,000 | $2,940/mo | $126,000/yr |
| 20% | $78,000 | $2,480/mo | $106,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Vilas County
At about $284 per square foot, here is roughly how much home different budgets get you in Vilas County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 700 sq ft | below the local median — condos, smaller or older homes |
| $250k | 880 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1410 sq ft | around the typical home here |
| $500k | 1760 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Vilas County
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Vilas County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.