Vernon County, WI Average Home Price (2026)
The average home price in Vernon County, Wisconsin is about $255,500 (the 2026 median across 10 ZIP codes, at ~$173/sq ft) — 18% more affordable than the Wisconsin median and 12% more affordable than the typical U.S. home.
How Vernon County compares
Vernon County is about average for housing nationally: its typical home costs $255,500 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $198,000 to $319,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Vernon County | $255,500 | $173 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Vernon County home prices by ZIP code
The 10 most valuable ZIP codes in Vernon County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54658 Stoddard | $319,000 | $172 | +25% |
| 54621 Chaseburg | $314,000 | $174 | +23% |
| 54667 Westby | $280,000 | $157 | +10% |
| 54665 Viroqua | $279,000 | $199 | +9% |
| 54632 Genoa | $272,000 | $188 | +6% |
| 54624 De Soto | $239,000 | $239 | -6% |
| 54634 Hillsboro | $236,000 | $202 | -8% |
| 54651 Ontario | $231,000 | $136 | -10% |
| 54639 La Farge | $214,000 | $142 | -16% |
| 54652 Readstown | $198,000 | $147 | -23% |
Home value appreciation in Vernon County
Home prices in Vernon County have risen about 86% over the last 10 years (≈6.4% a year) and +103.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.2% — still rising. A home worth $255,500 today was worth roughly $137,662 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Vernon County
Run the numbers for Vernon County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Vernon County
To buy the typical $255,500 home in Vernon County with 20% down, you need a household income of roughly $70,000 a year (about $1,620 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $83,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,800 | $2,020/mo | $86,000/yr |
| 10% (+PMI) | $25,600 | $1,930/mo | $83,000/yr |
| 20% | $51,100 | $1,620/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Vernon County
At about $173 per square foot, here is roughly how much home different budgets get you in Vernon County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 870 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1450 sq ft | around the typical home here |
| $300k | 1730 sq ft | around the typical home here |
| $400k | 2310 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Vernon County
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Vernon County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.