Ozaukee County, WI Average Home Price (2026)
The average home price in Ozaukee County, Wisconsin is about $452,000 (the 2026 median across 8 ZIP codes, at ~$272/sq ft) — 45% more expensive than the Wisconsin median and 56% more expensive than the typical U.S. home.
How Ozaukee County compares
Ozaukee County is relatively expensive for housing nationally: its typical home costs $452,000 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $393,000 to $687,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ozaukee County | $452,000 | $272 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Ozaukee County home prices by ZIP code
The 8 most valuable ZIP codes in Ozaukee County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 53097 Mequon | $687,000 | $297 | +52% |
| 53092 Mequon | $611,000 | $244 | +35% |
| 53012 Cedarburg | $545,000 | $278 | +21% |
| 53024 Grafton | $480,000 | $266 | +6% |
| 53021 Fredonia | $424,000 | $215 | -6% |
| 53080 Saukville | $399,000 | $242 | -12% |
| 53004 Belgium | $397,000 | $282 | -12% |
| 53074 Port Washington | $393,000 | $296 | -13% |
Home value appreciation in Ozaukee County
Home prices in Ozaukee County have risen about 81% over the last 10 years (≈6.1% a year) and +74.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $452,000 today was worth roughly $249,862 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ozaukee County
Run the numbers for Ozaukee County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ozaukee County
To buy the typical $452,000 home in Ozaukee County with 20% down, you need a household income of roughly $123,000 a year (about $2,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $146,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,600 | $3,570/mo | $153,000/yr |
| 10% (+PMI) | $45,200 | $3,410/mo | $146,000/yr |
| 20% | $90,400 | $2,870/mo | $123,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ozaukee County
At about $272 per square foot, here is roughly how much home different budgets get you in Ozaukee County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 920 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1470 sq ft | around the typical home here |
| $500k | 1840 sq ft | around the typical home here |
| $600k | 2210 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Ozaukee County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Ozaukee County home prices: frequently asked
What is the average home price in Ozaukee County, WI? +
What salary do you need to buy a house in Ozaukee County? +
Which part of Ozaukee County is most expensive? +
Are home values in Ozaukee County going up? +
Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.