Oneida County, WI Average Home Price (2026)
The average home price in Oneida County, Wisconsin is about $348,000 (the 2026 median across 8 ZIP codes, at ~$241/sq ft) — 12% more expensive than the Wisconsin median and 20% more expensive than the typical U.S. home.
How Oneida County compares
Oneida County is about average for housing nationally: its typical home costs $348,000 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $220,000 to $447,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Oneida County | $348,000 | $241 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Oneida County home prices by ZIP code
The 8 most valuable ZIP codes in Oneida County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54562 Three Lakes | $447,000 | $235 | +28% |
| 54548 Minocqua | $421,000 | $247 | +21% |
| 54531 Hazelhurst | $380,000 | $275 | +9% |
| 54539 Lake Tomahawk | $349,000 | $410 | +0% |
| 54463 Pelican Lake | $347,000 | $125 | +0% |
| 54529 Harshaw | $339,000 | $525 | -3% |
| 54501 Rhinelander | $263,000 | $231 | -24% |
| 54564 Tripoli | $220,000 | $197 | -37% |
Home value appreciation in Oneida County
Home prices in Oneida County have risen about 98% over the last 10 years (≈7.1% a year) and +91.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.6% — still rising. A home worth $348,000 today was worth roughly $175,403 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Oneida County
Run the numbers for Oneida County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Oneida County
To buy the typical $348,000 home in Oneida County with 20% down, you need a household income of roughly $95,000 a year (about $2,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $112,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,400 | $2,750/mo | $118,000/yr |
| 10% (+PMI) | $34,800 | $2,620/mo | $112,000/yr |
| 20% | $69,600 | $2,210/mo | $95,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Oneida County
At about $241 per square foot, here is roughly how much home different budgets get you in Oneida County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 830 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1240 sq ft | around the typical home here |
| $400k | 1660 sq ft | around the typical home here |
| $500k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Oneida County
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Oneida County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.