Oconto County, WI Average Home Price (2026)
The average home price in Oconto County, Wisconsin is about $297,500 (the 2026 median across 12 ZIP codes, at ~$221/sq ft) — 4% more affordable than the Wisconsin median and 3% more expensive than the typical U.S. home.
How Oconto County compares
Oconto County is about average for housing nationally: its typical home costs $297,500 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $249,000 to $488,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Oconto County | $297,500 | $221 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Oconto County home prices by ZIP code
The 12 most valuable ZIP codes in Oconto County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54171 Sobieski | $488,000 | $278 | +64% |
| 54101 Abrams | $409,000 | $188 | +37% |
| 54141 Little Suamico | $408,000 | $191 | +37% |
| 54175 Townsend | $350,000 | $346 | +18% |
| 54139 Lena | $309,000 | $238 | +4% |
| 54138 Lakewood | $298,000 | $256 | +0% |
| 54154 Oconto Falls | $297,000 | $176 | +0% |
| 54161 Pound | $289,000 | $233 | -3% |
| 54149 Mountain | $271,000 | $247 | -9% |
| 54174 Suring | $259,000 | $208 | -13% |
| 54153 Oconto | $252,000 | $166 | -15% |
| 54124 Gillett | $249,000 | $159 | -16% |
Home value appreciation in Oconto County
Home prices in Oconto County have risen about 110% over the last 10 years (≈7.7% a year) and +100.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.3% — still rising. A home worth $297,500 today was worth roughly $141,532 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Oconto County
Run the numbers for Oconto County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Oconto County
To buy the typical $297,500 home in Oconto County with 20% down, you need a household income of roughly $81,000 a year (about $1,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $96,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,900 | $2,350/mo | $101,000/yr |
| 10% (+PMI) | $29,800 | $2,240/mo | $96,000/yr |
| 20% | $59,500 | $1,890/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Oconto County
At about $221 per square foot, here is roughly how much home different budgets get you in Oconto County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 680 sq ft | below the local median — condos, smaller or older homes |
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1130 sq ft | around the typical home here |
| $300k | 1360 sq ft | around the typical home here |
| $400k | 1810 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Oconto County
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Oconto County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.