Lafayette County, WI Average Home Price (2026)
The average home price in Lafayette County, Wisconsin is about $256,500 (the 2026 median across 8 ZIP codes, at ~$144/sq ft) — 18% more affordable than the Wisconsin median and 11% more affordable than the typical U.S. home.
How Lafayette County compares
Lafayette County is about average for housing nationally: its typical home costs $256,500 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $206,000 to $356,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lafayette County | $256,500 | $144 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Lafayette County home prices by ZIP code
The 8 most valuable ZIP codes in Lafayette County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 53516 Mineral Point | $356,000 | $223 | +39% |
| 53504 Argyle | $288,000 | $189 | +12% |
| 53510 Belmont | $270,000 | $151 | +5% |
| 53541 Gratiot | $261,000 | $129 | +2% |
| 53587 South Wayne | $252,000 | $246 | -2% |
| 53530 Darlington | $239,000 | $136 | -7% |
| 53586 Shullsburg | $206,000 | $135 | -20% |
| 53803 Benton | $206,000 | $129 | -20% |
Home value appreciation in Lafayette County
Home prices in Lafayette County have risen about 88% over the last 10 years (≈6.5% a year) and +87.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +9.6% — still rising. A home worth $256,500 today was worth roughly $136,800 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lafayette County
Run the numbers for Lafayette County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lafayette County
To buy the typical $256,500 home in Lafayette County with 20% down, you need a household income of roughly $70,000 a year (about $1,630 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $83,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,800 | $2,020/mo | $87,000/yr |
| 10% (+PMI) | $25,700 | $1,930/mo | $83,000/yr |
| 20% | $51,300 | $1,630/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lafayette County
At about $144 per square foot, here is roughly how much home different budgets get you in Lafayette County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1390 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1740 sq ft | around the typical home here |
| $300k | 2080 sq ft | around the typical home here |
| $400k | 2780 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Lafayette County
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Lafayette County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.