Chippewa County, WI Average Home Price (2026)
The average home price in Chippewa County, Wisconsin is about $315,000 (the 2026 median across 9 ZIP codes, at ~$210/sq ft) — 1% more expensive than the Wisconsin median and 9% more expensive than the typical U.S. home.
How Chippewa County compares
Chippewa County is about average for housing nationally: its typical home costs $315,000 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $228,000 to $344,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Chippewa County | $315,000 | $210 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Chippewa County home prices by ZIP code
The 9 most valuable ZIP codes in Chippewa County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54748 Jim Falls | $344,000 | $356 | +9% |
| 54757 New Auburn | $342,000 | $257 | +9% |
| 54729 Chippewa Falls | $339,000 | $210 | +8% |
| 54745 Holcombe | $326,000 | $276 | +3% |
| 54727 Cadott | $315,000 | $240 | +0% |
| 54724 Bloomer | $296,000 | $171 | -6% |
| 54726 Boyd | $246,000 | $108 | -22% |
| 54768 Stanley | $238,000 | $122 | -24% |
| 54732 Cornell | $228,000 | $173 | -28% |
Home value appreciation in Chippewa County
Home prices in Chippewa County have risen about 109% over the last 10 years (≈7.6% a year) and +116.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.1% — still rising. A home worth $315,000 today was worth roughly $150,862 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Chippewa County
Run the numbers for Chippewa County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Chippewa County
To buy the typical $315,000 home in Chippewa County with 20% down, you need a household income of roughly $86,000 a year (about $2,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,800 | $2,490/mo | $107,000/yr |
| 10% (+PMI) | $31,500 | $2,380/mo | $102,000/yr |
| 20% | $63,000 | $2,000/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Chippewa County
At about $210 per square foot, here is roughly how much home different budgets get you in Chippewa County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 710 sq ft | below the local median — condos, smaller or older homes |
| $200k | 950 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1430 sq ft | around the typical home here |
| $400k | 1900 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Chippewa County
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Chippewa County home prices: frequently asked
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Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.