Bayfield County, WI Average Home Price (2026)
The average home price in Bayfield County, Wisconsin is about $265,000 (the 2026 median across 9 ZIP codes, at ~$285/sq ft) — 15% more affordable than the Wisconsin median and 8% more affordable than the typical U.S. home.
How Bayfield County compares
Bayfield County is about average for housing nationally: its typical home costs $265,000 against $311,000 for Wisconsin and $289,000 for the U.S. Within the county, ZIP-level values run from about $216,000 to $380,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Bayfield County | $265,000 | $285 |
| Wisconsin | $311,000 | $207 |
| United States | $289,000 | $193 |
Bayfield County home prices by ZIP code
The 9 most valuable ZIP codes in Bayfield County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 54821 Cable | $380,000 | $318 | +43% |
| 54827 Cornucopia | $298,000 | $286 | +12% |
| 54847 Iron River | $298,000 | $285 | +12% |
| 54891 Washburn | $276,000 | $217 | +4% |
| 54832 Drummond | $265,000 | $140 | +0% |
| 54844 Herbster | $259,000 | $308 | -2% |
| 54856 Mason | $247,000 | $224 | -7% |
| 54865 Port Wing | $238,000 | $308 | -10% |
| 54839 Grand View | $216,000 | $54 | -18% |
Home value appreciation in Bayfield County
Home prices in Bayfield County have risen about 82% over the last 10 years (≈6.2% a year) and +77.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.5% — roughly flat. A home worth $265,000 today was worth roughly $145,445 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Wisconsin is +95.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Bayfield County
Run the numbers for Bayfield County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Bayfield County
To buy the typical $265,000 home in Bayfield County with 20% down, you need a household income of roughly $72,000 a year (about $1,680 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $86,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,300 | $2,090/mo | $90,000/yr |
| 10% (+PMI) | $26,500 | $2,000/mo | $86,000/yr |
| 20% | $53,000 | $1,680/mo | $72,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Bayfield County
At about $285 per square foot, here is roughly how much home different budgets get you in Bayfield County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 530 sq ft | below the local median — condos, smaller or older homes |
| $200k | 700 sq ft | below the local median — condos, smaller or older homes |
| $250k | 880 sq ft | around the typical home here |
| $300k | 1050 sq ft | around the typical home here |
| $400k | 1400 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Wisconsin.
Estimate a specific home in Bayfield County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Bayfield County home prices: frequently asked
What is the average home price in Bayfield County, WI? +
What salary do you need to buy a house in Bayfield County? +
Which part of Bayfield County is most expensive? +
Are home values in Bayfield County going up? +
Browse all Wisconsin cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.