Monroe County, WV Average Home Price (2026)
The average home price in Monroe County, West Virginia is about $212,500 (the 2026 median across 10 ZIP codes, at ~$182/sq ft) — 42% more expensive than the West Virginia median and 26% more affordable than the typical U.S. home.
How Monroe County compares
Monroe County is relatively affordable for housing nationally: its typical home costs $212,500 against $150,000 for West Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $149,000 to $656,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Monroe County | $212,500 | $182 |
| West Virginia | $150,000 | $118 |
| United States | $289,000 | $193 |
Monroe County home prices by ZIP code
The 10 most valuable ZIP codes in Monroe County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 24993 Wolfcreek | $656,000 | $345 | +209% |
| 24985 Wayside | $378,000 | $199 | +78% |
| 24984 Waiteville | $353,000 | $186 | +66% |
| 24976 Sinks Grove | $234,000 | $195 | +10% |
| 24951 Lindside | $220,000 | $178 | +4% |
| 24918 Ballard | $205,000 | $343 | -4% |
| 24945 Greenville | $199,000 | $49 | -6% |
| 24983 Union | $193,000 | $116 | -9% |
| 24963 Peterstown | $185,000 | $150 | -13% |
| 24941 Gap Mills | $149,000 | $76 | -30% |
Home value appreciation in Monroe County
Home prices in Monroe County have risen about 64% over the last 10 years (≈5.1% a year) and +76.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +15.1% — still rising. A home worth $212,500 today was worth roughly $129,573 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, West Virginia is +54.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Monroe County
Run the numbers for Monroe County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Monroe County
To buy the typical $212,500 home in Monroe County with 20% down, you need a household income of roughly $58,000 a year (about $1,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,600 | $1,680/mo | $72,000/yr |
| 10% (+PMI) | $21,300 | $1,600/mo | $69,000/yr |
| 20% | $42,500 | $1,350/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Monroe County
At about $182 per square foot, here is roughly how much home different budgets get you in Monroe County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 820 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1100 sq ft | around the typical home here |
| $250k | 1370 sq ft | around the typical home here |
| $300k | 1650 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2200 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to West Virginia.
Estimate a specific home in Monroe County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Monroe County home prices: frequently asked
What is the average home price in Monroe County, WV? +
What salary do you need to buy a house in Monroe County? +
Which part of Monroe County is most expensive? +
Are home values in Monroe County going up? +
Browse all West Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.