Spokane County, WA Average Home Price (2026)
The average home price in Spokane County, Washington is about $463,500 (the 2026 median across 34 ZIP codes, at ~$241/sq ft) — 7% more affordable than the Washington median and 60% more expensive than the typical U.S. home.
How Spokane County compares
Spokane County is relatively expensive for housing nationally: its typical home costs $463,500 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $272,000 to $713,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Spokane County | $463,500 | $241 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Cities in Spokane County
Cities with their own home-value page, largest first:
Spokane County home prices by ZIP code
The 15 most valuable ZIP codes in Spokane County (of 34 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 99023 Mica | $713,000 | $403 | +54% |
| 99036 Valleyford | $678,000 | $231 | +46% |
| 99005 Colbert | $596,000 | $251 | +29% |
| 99003 Chattaroy | $586,000 | $285 | +26% |
| 99031 Spangle | $577,000 | $311 | +24% |
| 99019 Liberty Lake | $570,000 | $274 | +23% |
| 99026 Nine Mile Falls | $548,000 | $257 | +18% |
| 99224 Spokane | $516,000 | $242 | +11% |
| 99021 Mead | $512,000 | $247 | +10% |
| 99016 Spokane Valley | $495,000 | $242 | +7% |
| 99027 Otis Orchards-East Farms | $495,000 | $239 | +7% |
| 99025 Newman Lake | $492,000 | $302 | +6% |
| 99223 Spokane | $492,000 | $223 | +6% |
| 99009 Elk | $489,000 | $276 | +6% |
| 99203 Spokane | $485,000 | $244 | +5% |
Home value appreciation in Spokane County
Home prices in Spokane County have risen about 136% over the last 10 years (≈8.9% a year) and +162.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.6% — still rising. A home worth $463,500 today was worth roughly $196,732 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Spokane County
Run the numbers for Spokane County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Spokane County
To buy the typical $463,500 home in Spokane County with 20% down, you need a household income of roughly $126,000 a year (about $2,940 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,200 | $3,660/mo | $157,000/yr |
| 10% (+PMI) | $46,400 | $3,500/mo | $150,000/yr |
| 20% | $92,700 | $2,940/mo | $126,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Spokane County
At about $241 per square foot, here is roughly how much home different budgets get you in Spokane County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1040 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1240 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1660 sq ft | around the typical home here |
| $500k | 2070 sq ft | around the typical home here |
| $600k | 2490 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Spokane County
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Spokane County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.