Okanogan County, WA Average Home Price (2026)
The average home price in Okanogan County, Washington is about $294,000 (the 2026 median across 18 ZIP codes, at ~$270/sq ft) — 41% more affordable than the Washington median and 2% more expensive than the typical U.S. home.
How Okanogan County compares
Okanogan County is about average for housing nationally: its typical home costs $294,000 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $182,000 to $672,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Okanogan County | $294,000 | $270 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Cities in Okanogan County
Cities with their own home-value page, largest first:
Okanogan County home prices by ZIP code
The 15 most valuable ZIP codes in Okanogan County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 98833 Winthrop | $672,000 | $690 | +129% |
| 98862 Winthrop | $616,000 | $411 | +110% |
| 98819 Conconully | $524,000 | $276 | +78% |
| 98814 Carlton | $474,000 | $366 | +61% |
| 99124 Elmer City | $464,000 | $244 | +58% |
| 98856 Winthrop | $455,000 | $342 | +55% |
| 98846 Pateros | $441,000 | $311 | +50% |
| 98834 Methow | $331,000 | $503 | +13% |
| 98812 Brewster | $318,000 | $264 | +8% |
| 98840 Okanogan | $270,000 | $199 | -8% |
| 98841 Omak | $265,000 | $211 | -10% |
| 98827 Loomis | $260,000 | $256 | -12% |
| 98844 Oroville | $257,000 | $232 | -13% |
| 98829 Okanogan | $255,000 | $278 | -13% |
| 98849 Riverside | $249,000 | $342 | -15% |
Home value appreciation in Okanogan County
Home prices in Okanogan County have risen about 103% over the last 10 years (≈7.4% a year) and +152.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -1.5% — a recent dip. A home worth $294,000 today was worth roughly $144,543 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Okanogan County
Run the numbers for Okanogan County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Okanogan County
To buy the typical $294,000 home in Okanogan County with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,700 | $2,320/mo | $99,000/yr |
| 10% (+PMI) | $29,400 | $2,220/mo | $95,000/yr |
| 20% | $58,800 | $1,870/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Okanogan County
At about $270 per square foot, here is roughly how much home different budgets get you in Okanogan County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 560 sq ft | below the local median — condos, smaller or older homes |
| $200k | 740 sq ft | below the local median — condos, smaller or older homes |
| $250k | 930 sq ft | around the typical home here |
| $300k | 1110 sq ft | around the typical home here |
| $400k | 1480 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Okanogan County
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Okanogan County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.