Kitsap County, WA Average Home Price (2026)
The average home price in Kitsap County, Washington is about $604,500 (the 2026 median across 16 ZIP codes, at ~$310/sq ft) — 21% more expensive than the Washington median and 109% more expensive than the typical U.S. home.
How Kitsap County compares
Kitsap County is relatively expensive for housing nationally: its typical home costs $604,500 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $393,000 to $1,173,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Kitsap County | $604,500 | $310 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Cities in Kitsap County
Cities with their own home-value page, largest first:
Kitsap County home prices by ZIP code
The 15 most valuable ZIP codes in Kitsap County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 98110 Bainbridge Island | $1,173,000 | $562 | +94% |
| 98340 Hansville | $717,000 | $361 | +19% |
| 98359 Olalla | $716,000 | $357 | +18% |
| 98342 Kingston | $702,000 | $627 | +16% |
| 98380 Seabeck | $699,000 | $373 | +16% |
| 98370 Poulsbo | $665,000 | $312 | +10% |
| 98346 Kingston | $657,000 | $334 | +9% |
| 98367 Port Orchard | $612,000 | $285 | +1% |
| 98383 Silverdale | $597,000 | $282 | -1% |
| 98345 Keyport | $583,000 | $308 | -4% |
| 98311 Bremerton | $504,000 | $285 | -17% |
| 98366 Port Orchard | $501,000 | $292 | -17% |
| 98312 Bremerton | $495,000 | $294 | -18% |
| 98392 Suquamish | $481,000 | $325 | -20% |
| 98310 Bremerton | $458,000 | $275 | -24% |
Home value appreciation in Kitsap County
Home prices in Kitsap County have risen about 114% over the last 10 years (≈7.9% a year) and +120.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.7% — still rising. A home worth $604,500 today was worth roughly $282,081 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Kitsap County
Run the numbers for Kitsap County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Kitsap County
To buy the typical $604,500 home in Kitsap County with 20% down, you need a household income of roughly $164,000 a year (about $3,840 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $195,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,200 | $4,770/mo | $204,000/yr |
| 10% (+PMI) | $60,500 | $4,560/mo | $195,000/yr |
| 20% | $120,900 | $3,840/mo | $164,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Kitsap County
At about $310 per square foot, here is roughly how much home different budgets get you in Kitsap County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 970 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1290 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1610 sq ft | around the typical home here |
| $600k | 1940 sq ft | around the typical home here |
| $750k | 2420 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Kitsap County
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Kitsap County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.