Jefferson County, WA Average Home Price (2026)
The average home price in Jefferson County, Washington is about $501,500 (the 2026 median across 8 ZIP codes, at ~$341/sq ft) — about the same as the Washington median and 74% more expensive than the typical U.S. home.
How Jefferson County compares
Jefferson County is relatively expensive for housing nationally: its typical home costs $501,500 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $331,000 to $791,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jefferson County | $501,500 | $341 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Jefferson County home prices by ZIP code
The 8 most valuable ZIP codes in Jefferson County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 98358 Nordland | $791,000 | $454 | +58% |
| 98365 Port Ludlow | $652,000 | $340 | +30% |
| 98368 Port Townsend | $626,000 | $393 | +25% |
| 98325 Port Ludlow | $543,000 | $414 | +8% |
| 98339 Port Hadlock | $460,000 | $271 | -8% |
| 98376 Quilcene | $453,000 | $331 | -10% |
| 98320 Brinnon | $362,000 | $342 | -28% |
| 98331 Forks | $331,000 | $299 | -34% |
Home value appreciation in Jefferson County
Home prices in Jefferson County have risen about 122% over the last 10 years (≈8.3% a year) and +123.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.5% — still rising. A home worth $501,500 today was worth roughly $225,495 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jefferson County
Run the numbers for Jefferson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jefferson County
To buy the typical $501,500 home in Jefferson County with 20% down, you need a household income of roughly $136,000 a year (about $3,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $162,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,100 | $3,960/mo | $170,000/yr |
| 10% (+PMI) | $50,200 | $3,780/mo | $162,000/yr |
| 20% | $100,300 | $3,180/mo | $136,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jefferson County
At about $341 per square foot, here is roughly how much home different budgets get you in Jefferson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 730 sq ft | below the local median — condos, smaller or older homes |
| $300k | 880 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1470 sq ft | around the typical home here |
| $600k | 1760 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Jefferson County
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Jefferson County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.