Grays Harbor County, WA Average Home Price (2026)
The average home price in Grays Harbor County, Washington is about $386,500 (the 2026 median across 18 ZIP codes, at ~$285/sq ft) — 23% more affordable than the Washington median and 34% more expensive than the typical U.S. home.
How Grays Harbor County compares
Grays Harbor County is relatively expensive for housing nationally: its typical home costs $386,500 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $237,000 to $1,826,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Grays Harbor County | $386,500 | $285 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Grays Harbor County home prices by ZIP code
The 15 most valuable ZIP codes in Grays Harbor County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 98587 Taholah | $1,826,000 | $961 | +372% |
| 98526 Amanda Park | $1,353,000 | $712 | +250% |
| 98562 Moclips | $904,000 | $476 | +134% |
| 98571 Pacific Beach | $754,000 | $639 | +95% |
| 98583 Satsop | $686,000 | $361 | +77% |
| 98566 Neilton | $591,000 | $311 | +53% |
| 98575 Quinault | $494,000 | $260 | +28% |
| 98552 Humptulips | $488,000 | $257 | +26% |
| 98557 McCleary | $390,000 | $285 | +1% |
| 98563 Montesano | $383,000 | $269 | -1% |
| 98568 Oakville | $382,000 | $281 | -1% |
| 98541 Elma | $364,000 | $298 | -6% |
| 98569 Ocean Shores | $334,000 | $284 | -14% |
| 98537 Cosmopolis | $327,000 | $210 | -15% |
| 98595 Westport | $312,000 | $314 | -19% |
Home value appreciation in Grays Harbor County
Home prices in Grays Harbor County have risen about 146% over the last 10 years (≈9.4% a year) and +137.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.1% — still rising. A home worth $386,500 today was worth roughly $156,922 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Grays Harbor County
Run the numbers for Grays Harbor County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Grays Harbor County
To buy the typical $386,500 home in Grays Harbor County with 20% down, you need a household income of roughly $105,000 a year (about $2,450 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $125,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,300 | $3,050/mo | $131,000/yr |
| 10% (+PMI) | $38,700 | $2,920/mo | $125,000/yr |
| 20% | $77,300 | $2,450/mo | $105,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Grays Harbor County
At about $285 per square foot, here is roughly how much home different budgets get you in Grays Harbor County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 700 sq ft | below the local median — condos, smaller or older homes |
| $250k | 880 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1050 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1400 sq ft | around the typical home here |
| $500k | 1750 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Grays Harbor County
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Grays Harbor County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.