Ferry County, WA Average Home Price (2026)
The average home price in Ferry County, Washington is about $310,000 (the 2026 median across 8 ZIP codes, at ~$256/sq ft) — 38% more affordable than the Washington median and 7% more expensive than the typical U.S. home.
How Ferry County compares
Ferry County is about average for housing nationally: its typical home costs $310,000 against $501,000 for Washington and $289,000 for the U.S. Within the county, ZIP-level values run from about $236,000 to $986,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ferry County | $310,000 | $256 |
| Washington | $501,000 | $312 |
| United States | $289,000 | $193 |
Ferry County home prices by ZIP code
The 8 most valuable ZIP codes in Ferry County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 99121 Danville | $986,000 | $519 | +218% |
| 99146 Laurier | $737,000 | $388 | +138% |
| 99140 Keller | $467,000 | $246 | +51% |
| 99141 Orient | $327,000 | $242 | +5% |
| 99150 Malo | $293,000 | $208 | -5% |
| 99166 Republic | $273,000 | $231 | -12% |
| 99118 Curlew | $260,000 | $312 | -16% |
| 99138 Inchelium | $236,000 | $266 | -24% |
Home value appreciation in Ferry County
Home prices in Ferry County have risen about 72% over the last 10 years (≈5.6% a year) and +111.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -17.8% — a recent dip. A home worth $310,000 today was worth roughly $180,233 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Washington is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ferry County
Run the numbers for Ferry County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ferry County
To buy the typical $310,000 home in Ferry County with 20% down, you need a household income of roughly $84,000 a year (about $1,970 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $100,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,500 | $2,450/mo | $105,000/yr |
| 10% (+PMI) | $31,000 | $2,340/mo | $100,000/yr |
| 20% | $62,000 | $1,970/mo | $84,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ferry County
At about $256 per square foot, here is roughly how much home different budgets get you in Ferry County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 590 sq ft | below the local median — condos, smaller or older homes |
| $200k | 780 sq ft | below the local median — condos, smaller or older homes |
| $250k | 980 sq ft | around the typical home here |
| $300k | 1170 sq ft | around the typical home here |
| $400k | 1560 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Washington.
Estimate a specific home in Ferry County
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Ferry County home prices: frequently asked
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Browse all Washington cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.