Rappahannock County, VA Average Home Price (2026)
The average home price in Rappahannock County, Virginia is about $603,000 (the 2026 median across 8 ZIP codes, at ~$343/sq ft) — 79% more expensive than the Virginia median and 109% more expensive than the typical U.S. home.
How Rappahannock County compares
Rappahannock County is relatively expensive for housing nationally: its typical home costs $603,000 against $336,500 for Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $341,000 to $677,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Rappahannock County | $603,000 | $343 |
| Virginia | $336,500 | $221 |
| United States | $289,000 | $193 |
Rappahannock County home prices by ZIP code
The 8 most valuable ZIP codes in Rappahannock County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 22749 Woodville | $677,000 | $329 | +12% |
| 22747 Washington | $671,000 | $356 | +11% |
| 22627 Flint Hill | $618,000 | $396 | +2% |
| 22640 Huntly | $605,000 | $318 | +0% |
| 20106 Amissville | $601,000 | $299 | +0% |
| 22716 Castleton | $592,000 | $482 | -2% |
| 22740 Sperryville | $538,000 | $450 | -11% |
| 22623 Chester Gap | $341,000 | $227 | -43% |
Home value appreciation in Rappahannock County
Home prices in Rappahannock County have risen about 64% over the last 10 years (≈5.1% a year) and +59.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $603,000 today was worth roughly $367,012 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Virginia is +74.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Rappahannock County
Run the numbers for Rappahannock County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Rappahannock County
To buy the typical $603,000 home in Rappahannock County with 20% down, you need a household income of roughly $164,000 a year (about $3,830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $195,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,200 | $4,760/mo | $204,000/yr |
| 10% (+PMI) | $60,300 | $4,550/mo | $195,000/yr |
| 20% | $120,600 | $3,830/mo | $164,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Rappahannock County
At about $343 per square foot, here is roughly how much home different budgets get you in Rappahannock County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 870 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1460 sq ft | around the typical home here |
| $600k | 1750 sq ft | around the typical home here |
| $750k | 2190 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Virginia.
Estimate a specific home in Rappahannock County
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Rappahannock County home prices: frequently asked
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Browse all Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.