Middlesex County, VA Average Home Price (2026)
The average home price in Middlesex County, Virginia is about $378,000 (the 2026 median across 11 ZIP codes, at ~$234/sq ft) — 12% more expensive than the Virginia median and 31% more expensive than the typical U.S. home.
How Middlesex County compares
Middlesex County is relatively expensive for housing nationally: its typical home costs $378,000 against $336,500 for Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $272,000 to $447,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Middlesex County | $378,000 | $234 |
| Virginia | $336,500 | $221 |
| United States | $289,000 | $193 |
Middlesex County home prices by ZIP code
The 11 most valuable ZIP codes in Middlesex County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 23043 Deltaville | $447,000 | $308 | +18% |
| 23070 Hardyville | $423,000 | $231 | +12% |
| 23079 Jamaica | $400,000 | $460 | +6% |
| 23071 Hartfield | $388,000 | $266 | +3% |
| 23092 Locust Hill | $384,000 | $222 | +2% |
| 23175 Urbanna | $378,000 | $254 | +0% |
| 23176 Wake | $353,000 | $198 | -7% |
| 23169 Topping | $336,000 | $358 | -11% |
| 23149 Saluda | $327,000 | $234 | -13% |
| 23180 Water View | $312,000 | $137 | -17% |
| 23032 Church View | $272,000 | $171 | -28% |
Home value appreciation in Middlesex County
Home prices in Middlesex County have risen about 66% over the last 10 years (≈5.2% a year) and +52.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.5% — roughly flat. A home worth $378,000 today was worth roughly $228,399 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Virginia is +74.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Middlesex County
Run the numbers for Middlesex County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Middlesex County
To buy the typical $378,000 home in Middlesex County with 20% down, you need a household income of roughly $103,000 a year (about $2,400 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $122,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,900 | $2,980/mo | $128,000/yr |
| 10% (+PMI) | $37,800 | $2,850/mo | $122,000/yr |
| 20% | $75,600 | $2,400/mo | $103,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Middlesex County
At about $234 per square foot, here is roughly how much home different budgets get you in Middlesex County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 850 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1710 sq ft | around the typical home here |
| $500k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Virginia.
Estimate a specific home in Middlesex County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Middlesex County home prices: frequently asked
What is the average home price in Middlesex County, VA? +
What salary do you need to buy a house in Middlesex County? +
Which part of Middlesex County is most expensive? +
Are home values in Middlesex County going up? +
Browse all Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.