Mathews County, VA Average Home Price (2026)
The average home price in Mathews County, Virginia is about $354,000 (the 2026 median across 15 ZIP codes, at ~$207/sq ft) — 5% more expensive than the Virginia median and 22% more expensive than the typical U.S. home.
How Mathews County compares
Mathews County is about average for housing nationally: its typical home costs $354,000 against $336,500 for Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $249,000 to $530,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Mathews County | $354,000 | $207 |
| Virginia | $336,500 | $221 |
| United States | $289,000 | $193 |
Cities in Mathews County
Cities with their own home-value page, largest first:
Mathews County home prices by ZIP code
The 15 most valuable ZIP codes in Mathews County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 23163 Susan | $530,000 | $279 | +50% |
| 23025 Cardinal | $502,000 | $264 | +42% |
| 23068 Hallieford | $428,000 | $225 | +21% |
| 23021 Bohannon | $390,000 | $205 | +10% |
| 23076 Gwynn | $370,000 | $222 | +5% |
| 23128 Gloucester | $369,000 | $188 | +4% |
| 23035 Hardyville | $358,000 | $243 | +1% |
| 23050 Dutton | $354,000 | $207 | +0% |
| 23056 Gloucester | $354,000 | $120 | +0% |
| 23130 Onemo | $352,000 | $185 | -1% |
| 23138 Susan | $339,000 | $265 | -4% |
| 23109 Mathews | $338,000 | $250 | -5% |
| 23119 Moon | $321,000 | $169 | -9% |
| 23045 Diggs | $276,000 | $145 | -22% |
| 23066 Gwynn | $249,000 | $131 | -30% |
Home value appreciation in Mathews County
Home prices in Mathews County have risen about 82% over the last 10 years (≈6.2% a year) and +75.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +16.3% — still rising. A home worth $354,000 today was worth roughly $194,399 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Virginia is +74.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Mathews County
Run the numbers for Mathews County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Mathews County
To buy the typical $354,000 home in Mathews County with 20% down, you need a household income of roughly $96,000 a year (about $2,250 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $114,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,700 | $2,790/mo | $120,000/yr |
| 10% (+PMI) | $35,400 | $2,670/mo | $114,000/yr |
| 20% | $70,800 | $2,250/mo | $96,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Mathews County
At about $207 per square foot, here is roughly how much home different budgets get you in Mathews County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 970 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1210 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1450 sq ft | around the typical home here |
| $400k | 1930 sq ft | around the typical home here |
| $500k | 2420 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Virginia.
Estimate a specific home in Mathews County
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Mathews County home prices: frequently asked
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Browse all Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.