Loudoun County, VA Average Home Price (2026)
The average home price in Loudoun County, Virginia is about $857,000 (the 2026 median across 17 ZIP codes, at ~$307/sq ft) — 155% more expensive than the Virginia median and 197% more expensive than the typical U.S. home.
How Loudoun County compares
Loudoun County is relatively expensive for housing nationally: its typical home costs $857,000 against $336,500 for Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $584,000 to $1,306,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Loudoun County | $857,000 | $307 |
| Virginia | $336,500 | $221 |
| United States | $289,000 | $193 |
Cities in Loudoun County
Cities with their own home-value page, largest first:
Loudoun County home prices by ZIP code
The 15 most valuable ZIP codes in Loudoun County (of 17 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 20197 Waterford | $1,306,000 | $310 | +52% |
| 20129 Paeonian Springs | $1,292,000 | $439 | +51% |
| 20184 Upperville | $1,187,000 | $594 | +39% |
| 20117 Middleburg | $1,186,000 | $492 | +38% |
| 20105 Aldie | $1,083,000 | $289 | +26% |
| 20158 Hamilton | $971,000 | $305 | +13% |
| 20132 Purcellville | $888,000 | $323 | +4% |
| 20148 Ashburn | $869,000 | $298 | +1% |
| 20141 Round Hill | $857,000 | $282 | +0% |
| 20152 Chantilly | $835,000 | $300 | -3% |
| 20176 Leesburg | $829,000 | $304 | -3% |
| 20175 Leesburg | $827,000 | $312 | -4% |
| 20180 Lovettsville | $789,000 | $305 | -8% |
| 20147 Ashburn | $746,000 | $307 | -13% |
| 20165 Sterling | $733,000 | $311 | -14% |
Home value appreciation in Loudoun County
Home prices in Loudoun County have risen about 76% over the last 10 years (≈5.8% a year) and +53.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.3% — still rising. A home worth $857,000 today was worth roughly $487,209 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Virginia is +74.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Loudoun County
Run the numbers for Loudoun County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Loudoun County
To buy the typical $857,000 home in Loudoun County with 20% down, you need a household income of roughly $233,000 a year (about $5,440 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $277,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $42,900 | $6,760/mo | $290,000/yr |
| 10% (+PMI) | $85,700 | $6,460/mo | $277,000/yr |
| 20% | $171,400 | $5,440/mo | $233,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Loudoun County
At about $307 per square foot, here is roughly how much home different budgets get you in Loudoun County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 1300 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1630 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1950 sq ft | below the local median — condos, smaller or older homes |
| $750k | 2440 sq ft | around the typical home here |
| $1.00M | 3260 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Virginia.
Estimate a specific home in Loudoun County
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Loudoun County home prices: frequently asked
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Browse all Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.