Carroll County, VA Average Home Price (2026)
The average home price in Carroll County, Virginia is about $190,000 (the 2026 median across 8 ZIP codes, at ~$186/sq ft) — 44% more affordable than the Virginia median and 34% more affordable than the typical U.S. home.
How Carroll County compares
Carroll County is relatively affordable for housing nationally: its typical home costs $190,000 against $336,500 for Virginia and $289,000 for the U.S. Within the county, ZIP-level values run from about $125,000 to $235,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Carroll County | $190,000 | $186 |
| Virginia | $336,500 | $221 |
| United States | $289,000 | $193 |
Carroll County home prices by ZIP code
The 8 most valuable ZIP codes in Carroll County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 24328 Fancy Gap | $235,000 | $199 | +24% |
| 24352 Laurel Fork | $215,000 | $276 | +13% |
| 24343 Hillsville | $197,000 | $168 | +4% |
| 24381 Woodlawn | $192,000 | $188 | +1% |
| 24325 Dugspur | $188,000 | $235 | -1% |
| 24312 Austinville | $158,000 | $175 | -17% |
| 24317 Cana | $142,000 | $173 | -25% |
| 24351 Lambsburg | $125,000 | $183 | -34% |
Home value appreciation in Carroll County
Home prices in Carroll County have risen about 86% over the last 10 years (≈6.4% a year) and +81.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.7% — still rising. A home worth $190,000 today was worth roughly $102,205 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Virginia is +74.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Carroll County
Run the numbers for Carroll County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Carroll County
To buy the typical $190,000 home in Carroll County with 20% down, you need a household income of roughly $52,000 a year (about $1,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,500/mo | $64,000/yr |
| 10% (+PMI) | $19,000 | $1,430/mo | $61,000/yr |
| 20% | $38,000 | $1,210/mo | $52,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Carroll County
At about $186 per square foot, here is roughly how much home different budgets get you in Carroll County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 810 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1080 sq ft | around the typical home here |
| $250k | 1340 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1610 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2150 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Virginia.
Estimate a specific home in Carroll County
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Carroll County home prices: frequently asked
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Browse all Virginia cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.