Carroll County, TN Average Home Price (2026)
The average home price in Carroll County, Tennessee is about $190,000 (the 2026 median across 11 ZIP codes, at ~$153/sq ft) — 29% more affordable than the Tennessee median and 34% more affordable than the typical U.S. home.
How Carroll County compares
Carroll County is relatively affordable for housing nationally: its typical home costs $190,000 against $267,000 for Tennessee and $289,000 for the U.S. Within the county, ZIP-level values run from about $132,000 to $267,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Carroll County | $190,000 | $153 |
| Tennessee | $267,000 | $213 |
| United States | $289,000 | $193 |
Carroll County home prices by ZIP code
The 11 most valuable ZIP codes in Carroll County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 38387 Westport | $267,000 | $101 | +41% |
| 38390 Clarksburg | $237,000 | $156 | +25% |
| 38318 Buena Vista | $199,000 | $153 | +5% |
| 38321 Cedar Grove | $197,000 | $266 | +4% |
| 38344 Huntingdon | $191,000 | $155 | +1% |
| 38201 McKenzie | $190,000 | $138 | +0% |
| 38348 Lavinia | $190,000 | $68 | +0% |
| 38220 Atwood | $147,000 | $152 | -23% |
| 38342 Hollow Rock | $147,000 | $153 | -23% |
| 38317 Bruceton | $143,000 | $148 | -25% |
| 38258 Trezevant | $132,000 | $185 | -31% |
Home value appreciation in Carroll County
Home prices in Carroll County have risen about 108% over the last 10 years (≈7.6% a year) and +121.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +9.0% — still rising. A home worth $190,000 today was worth roughly $91,346 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Tennessee is +113.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Carroll County
Run the numbers for Carroll County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Carroll County
To buy the typical $190,000 home in Carroll County with 20% down, you need a household income of roughly $52,000 a year (about $1,210 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $61,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,500 | $1,500/mo | $64,000/yr |
| 10% (+PMI) | $19,000 | $1,430/mo | $61,000/yr |
| 20% | $38,000 | $1,210/mo | $52,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Carroll County
At about $153 per square foot, here is roughly how much home different budgets get you in Carroll County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 980 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1310 sq ft | around the typical home here |
| $250k | 1630 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1960 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2610 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Tennessee.
Estimate a specific home in Carroll County
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Carroll County home prices: frequently asked
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Browse all Tennessee cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.