Spink County, SD Average Home Price (2026)
The average home price in Spink County, South Dakota is about $185,500 (the 2026 median across 8 ZIP codes, at ~$99/sq ft) — 38% more affordable than the South Dakota median and 36% more affordable than the typical U.S. home.
How Spink County compares
Spink County is relatively affordable for housing nationally: its typical home costs $185,500 against $298,000 for South Dakota and $289,000 for the U.S. Within the county, ZIP-level values run from about $108,000 to $244,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Spink County | $185,500 | $99 |
| South Dakota | $298,000 | $165 |
| United States | $289,000 | $193 |
Spink County home prices by ZIP code
The 8 most valuable ZIP codes in Spink County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 57465 Cresbard | $244,000 | $129 | +32% |
| 57476 Tulare | $229,000 | $121 | +23% |
| 57440 Frankfort | $190,000 | $78 | +2% |
| 57461 Mellette | $190,000 | $106 | +2% |
| 57434 Turton | $181,000 | $96 | -2% |
| 57469 Redfield | $165,000 | $101 | -11% |
| 57436 Doland | $144,000 | $76 | -22% |
| 57429 Brentford | $108,000 | $57 | -42% |
Home value appreciation in Spink County
Home prices in Spink County have risen about 52% over the last 10 years (≈4.3% a year) and +132.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -4.4% — a recent dip. A home worth $185,500 today was worth roughly $121,799 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, South Dakota is +84.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Spink County
Run the numbers for Spink County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Spink County
To buy the typical $185,500 home in Spink County with 20% down, you need a household income of roughly $50,000 a year (about $1,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $60,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,300 | $1,460/mo | $63,000/yr |
| 10% (+PMI) | $18,600 | $1,400/mo | $60,000/yr |
| 20% | $37,100 | $1,180/mo | $50,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Spink County
At about $99 per square foot, here is roughly how much home different budgets get you in Spink County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1520 sq ft | around the typical home here |
| $200k | 2020 sq ft | around the typical home here |
| $250k | 2530 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3030 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 4040 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Dakota.
Estimate a specific home in Spink County
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Spink County home prices: frequently asked
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Browse all South Dakota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.