Lincoln County, SD Average Home Price (2026)
The average home price in Lincoln County, South Dakota is about $326,000 (the 2026 median across 9 ZIP codes, at ~$198/sq ft) — 9% more expensive than the South Dakota median and 13% more expensive than the typical U.S. home.
How Lincoln County compares
Lincoln County is about average for housing nationally: its typical home costs $326,000 against $298,000 for South Dakota and $289,000 for the U.S. Within the county, ZIP-level values run from about $201,000 to $452,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lincoln County | $326,000 | $198 |
| South Dakota | $298,000 | $165 |
| United States | $289,000 | $193 |
Lincoln County home prices by ZIP code
The 9 most valuable ZIP codes in Lincoln County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 57027 Fairview | $452,000 | $238 | +39% |
| 57108 Sioux Falls | $436,000 | $198 | +34% |
| 57064 Tea | $386,000 | $256 | +18% |
| 57032 Harrisburg | $366,000 | $210 | +12% |
| 57039 Lennox | $326,000 | $231 | +0% |
| 57004 Beresford | $324,000 | $174 | -1% |
| 57077 Worthing | $301,000 | $181 | -8% |
| 57013 Canton | $298,000 | $186 | -9% |
| 57034 Hudson | $201,000 | $106 | -38% |
Home value appreciation in Lincoln County
Home prices in Lincoln County have risen about 78% over the last 10 years (≈6.0% a year) and +106.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.4% — still rising. A home worth $326,000 today was worth roughly $182,735 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, South Dakota is +84.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lincoln County
Run the numbers for Lincoln County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lincoln County
To buy the typical $326,000 home in Lincoln County with 20% down, you need a household income of roughly $89,000 a year (about $2,070 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $105,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,300 | $2,570/mo | $110,000/yr |
| 10% (+PMI) | $32,600 | $2,460/mo | $105,000/yr |
| 20% | $65,200 | $2,070/mo | $89,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lincoln County
At about $198 per square foot, here is roughly how much home different budgets get you in Lincoln County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 760 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1260 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1520 sq ft | around the typical home here |
| $400k | 2020 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to South Dakota.
Estimate a specific home in Lincoln County
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Lincoln County home prices: frequently asked
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Browse all South Dakota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.