Washington County, RI Average Home Price (2026)
The average home price in Washington County, Rhode Island is about $607,000 (the 2026 median across 18 ZIP codes, at ~$427/sq ft) — 16% more expensive than the Rhode Island median and 110% more expensive than the typical U.S. home.
How Washington County compares
Washington County is relatively expensive for housing nationally: its typical home costs $607,000 against $523,500 for Rhode Island and $289,000 for the U.S. Within the county, ZIP-level values run from about $439,000 to $1,827,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Washington County | $607,000 | $427 |
| Rhode Island | $523,500 | $352 |
| United States | $289,000 | $193 |
Cities in Washington County
Cities with their own home-value page, largest first:
Washington County home prices by ZIP code
The 15 most valuable ZIP codes in Washington County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 02807 New Shoreham | $1,827,000 | $1274 | +201% |
| 02874 North Kingstown | $883,000 | $525 | +45% |
| 02882 Narragansett | $875,000 | $822 | +44% |
| 02879 South Kingstown | $733,000 | $568 | +21% |
| 02813 Charlestown | $700,000 | $518 | +15% |
| 02881 South Kingstown | $687,000 | $373 | +13% |
| 02891 Westerly | $632,000 | $628 | +4% |
| 02852 North Kingstown | $632,000 | $439 | +4% |
| 02822 Exeter | $617,000 | $397 | +2% |
| 02892 Richmond | $597,000 | $328 | -2% |
| 02812 Richmond | $531,000 | $418 | -13% |
| 02873 Hopkinton | $517,000 | $383 | -15% |
| 02833 Hopkinton | $506,000 | $375 | -17% |
| 02832 Hopkinton | $501,000 | $436 | -17% |
| 02898 Richmond | $497,000 | $711 | -18% |
Home value appreciation in Washington County
Home prices in Washington County have risen about 108% over the last 10 years (≈7.6% a year) and +77.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.3% — still rising. A home worth $607,000 today was worth roughly $292,530 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Rhode Island is +112.1% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Washington County
Run the numbers for Washington County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Washington County
To buy the typical $607,000 home in Washington County with 20% down, you need a household income of roughly $165,000 a year (about $3,850 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $196,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $30,400 | $4,790/mo | $205,000/yr |
| 10% (+PMI) | $60,700 | $4,580/mo | $196,000/yr |
| 20% | $121,400 | $3,850/mo | $165,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Washington County
At about $427 per square foot, here is roughly how much home different budgets get you in Washington County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 700 sq ft | below the local median — condos, smaller or older homes |
| $400k | 940 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1170 sq ft | around the typical home here |
| $600k | 1410 sq ft | around the typical home here |
| $750k | 1760 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Rhode Island.
Estimate a specific home in Washington County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Washington County home prices: frequently asked
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Browse all Rhode Island cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.