Tioga County, PA Average Home Price (2026)
The average home price in Tioga County, Pennsylvania is about $208,000 (the 2026 median across 17 ZIP codes, at ~$136/sq ft) — 13% more affordable than the Pennsylvania median and 28% more affordable than the typical U.S. home.
How Tioga County compares
Tioga County is relatively affordable for housing nationally: its typical home costs $208,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $140,000 to $259,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Tioga County | $208,000 | $136 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Tioga County home prices by ZIP code
The 15 most valuable ZIP codes in Tioga County (of 17 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 16932 Mainesburg | $259,000 | $158 | +25% |
| 17765 Roaring Branch | $257,000 | $180 | +24% |
| 16901 Wellsboro | $250,000 | $149 | +20% |
| 16933 Mansfield | $248,000 | $99 | +19% |
| 16938 Morris | $241,000 | $118 | +16% |
| 16935 Middlebury Center | $240,000 | $164 | +15% |
| 16929 Lawrenceville | $224,000 | $111 | +8% |
| 17727 Cedar Run | $223,000 | $292 | +7% |
| 16936 Millerton | $208,000 | $85 | +0% |
| 16946 Tioga | $206,000 | $124 | -1% |
| 16917 Covington | $205,000 | $182 | -1% |
| 16921 Gaines | $195,000 | $296 | -6% |
| 16928 Knoxville | $185,000 | $137 | -11% |
| 16950 Westfield | $184,000 | $136 | -12% |
| 16942 Osceola | $162,000 | $55 | -22% |
Home value appreciation in Tioga County
Home prices in Tioga County have risen about 56% over the last 10 years (≈4.6% a year) and +99.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.1% — still rising. A home worth $208,000 today was worth roughly $133,077 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Tioga County
Run the numbers for Tioga County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Tioga County
To buy the typical $208,000 home in Tioga County with 20% down, you need a household income of roughly $57,000 a year (about $1,320 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $67,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,400 | $1,640/mo | $70,000/yr |
| 10% (+PMI) | $20,800 | $1,570/mo | $67,000/yr |
| 20% | $41,600 | $1,320/mo | $57,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Tioga County
At about $136 per square foot, here is roughly how much home different budgets get you in Tioga County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1470 sq ft | around the typical home here |
| $250k | 1840 sq ft | around the typical home here |
| $300k | 2210 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2940 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Tioga County
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Tioga County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.