Somerset County, PA Average Home Price (2026)
The average home price in Somerset County, Pennsylvania is about $181,000 (the 2026 median across 28 ZIP codes, at ~$109/sq ft) — 24% more affordable than the Pennsylvania median and 37% more affordable than the typical U.S. home.
How Somerset County compares
Somerset County is relatively affordable for housing nationally: its typical home costs $181,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $71,000 to $301,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Somerset County | $181,000 | $109 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Somerset County home prices by ZIP code
The 15 most valuable ZIP codes in Somerset County (of 28 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 15502 Somerset | $301,000 | $251 | +66% |
| 15520 Acosta | $274,000 | $144 | +51% |
| 15541 Friedens | $213,000 | $137 | +18% |
| 15565 West Salisbury | $207,000 | $109 | +14% |
| 15928 Davidsville | $202,000 | $124 | +12% |
| 15501 Somerset | $201,000 | $112 | +11% |
| 15530 Berlin | $197,000 | $147 | +9% |
| 15411 Addison | $192,000 | $171 | +6% |
| 15557 Rockwood | $192,000 | $108 | +6% |
| 15540 Fort Hill | $188,000 | $191 | +4% |
| 15563 Stoystown | $186,000 | $121 | +3% |
| 15551 Markleton | $183,000 | $228 | +1% |
| 15538 Fairhope | $182,000 | $96 | +1% |
| 15544 Gray | $182,000 | $96 | +1% |
| 15558 Salisbury | $180,000 | $80 | -1% |
Home value appreciation in Somerset County
Home prices in Somerset County have risen about 67% over the last 10 years (≈5.3% a year) and +90.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +18.7% — still rising. A home worth $181,000 today was worth roughly $108,513 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Somerset County
Run the numbers for Somerset County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Somerset County
To buy the typical $181,000 home in Somerset County with 20% down, you need a household income of roughly $49,000 a year (about $1,150 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $59,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,100 | $1,430/mo | $61,000/yr |
| 10% (+PMI) | $18,100 | $1,370/mo | $59,000/yr |
| 20% | $36,200 | $1,150/mo | $49,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Somerset County
At about $109 per square foot, here is roughly how much home different budgets get you in Somerset County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1380 sq ft | around the typical home here |
| $200k | 1830 sq ft | around the typical home here |
| $250k | 2290 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2750 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Somerset County
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Somerset County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.