Potter County, PA Average Home Price (2026)
The average home price in Potter County, Pennsylvania is about $182,000 (the 2026 median across 12 ZIP codes, at ~$162/sq ft) — 24% more affordable than the Pennsylvania median and 37% more affordable than the typical U.S. home.
How Potter County compares
Potter County is relatively affordable for housing nationally: its typical home costs $182,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $87,000 to $585,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Potter County | $182,000 | $162 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Potter County home prices by ZIP code
The 12 most valuable ZIP codes in Potter County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 16937 Mills | $585,000 | $308 | +221% |
| 16746 Roulette | $369,000 | $194 | +103% |
| 16941 Genesee | $310,000 | $163 | +70% |
| 16943 Sabinsville | $211,000 | $199 | +16% |
| 16923 Genesee | $209,000 | $110 | +15% |
| 16915 Coudersport | $184,000 | $147 | +1% |
| 16948 Ulysses | $180,000 | $195 | -1% |
| 16922 Galeton | $139,000 | $119 | -24% |
| 17729 Cross Fork | $129,000 | $181 | -29% |
| 16748 Shinglehouse | $121,000 | $152 | -34% |
| 16720 Austin | $119,000 | $161 | -35% |
| 16927 Harrison Valley | $87,000 | $46 | -52% |
Home value appreciation in Potter County
Home prices in Potter County have risen about 82% over the last 10 years (≈6.2% a year) and +84.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.2% — still rising. A home worth $182,000 today was worth roughly $100,165 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Potter County
Run the numbers for Potter County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Potter County
To buy the typical $182,000 home in Potter County with 20% down, you need a household income of roughly $50,000 a year (about $1,160 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $59,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,100 | $1,440/mo | $62,000/yr |
| 10% (+PMI) | $18,200 | $1,370/mo | $59,000/yr |
| 20% | $36,400 | $1,160/mo | $50,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Potter County
At about $162 per square foot, here is roughly how much home different budgets get you in Potter County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 930 sq ft | around the typical home here |
| $200k | 1230 sq ft | around the typical home here |
| $250k | 1540 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 1850 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2470 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Potter County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Potter County home prices: frequently asked
What is the average home price in Potter County, PA? +
What salary do you need to buy a house in Potter County? +
Which part of Potter County is most expensive? +
Are home values in Potter County going up? +
Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.