Philadelphia County, PA Average Home Price (2026)
The average home price in Philadelphia County, Pennsylvania is about $246,500 (the 2026 median across 46 ZIP codes, at ~$215/sq ft) — 4% more expensive than the Pennsylvania median and 15% more affordable than the typical U.S. home.
How Philadelphia County compares
Philadelphia County is about average for housing nationally: its typical home costs $246,500 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $71,000 to $884,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Philadelphia County | $246,500 | $215 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Cities in Philadelphia County
Cities with their own home-value page, largest first:
Philadelphia County home prices by ZIP code
The 15 most valuable ZIP codes in Philadelphia County (of 46 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 19118 Philadelphia | $884,000 | $415 | +259% |
| 19147 Philadelphia | $484,000 | $360 | +96% |
| 19103 Philadelphia | $474,000 | $486 | +92% |
| 19123 Philadelphia | $464,000 | $324 | +88% |
| 19130 Philadelphia | $435,000 | $331 | +76% |
| 19106 Philadelphia | $400,000 | $400 | +62% |
| 19146 Philadelphia | $393,000 | $292 | +59% |
| 19116 Philadelphia | $390,000 | $260 | +58% |
| 19115 Philadelphia | $384,000 | $249 | +56% |
| 19125 Philadelphia | $379,000 | $292 | +54% |
| 19102 Philadelphia | $378,000 | $507 | +53% |
| 19119 Philadelphia | $369,000 | $217 | +50% |
| 19128 Philadelphia | $364,000 | $255 | +48% |
| 19127 Philadelphia | $345,000 | $242 | +40% |
| 19114 Philadelphia | $318,000 | $240 | +29% |
Home value appreciation in Philadelphia County
Home prices in Philadelphia County have risen about 70% over the last 10 years (≈5.4% a year) and +90.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.8% — still rising. A home worth $246,500 today was worth roughly $145,428 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Philadelphia County
Run the numbers for Philadelphia County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Philadelphia County
To buy the typical $246,500 home in Philadelphia County with 20% down, you need a household income of roughly $67,000 a year (about $1,560 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $80,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $12,300 | $1,940/mo | $83,000/yr |
| 10% (+PMI) | $24,700 | $1,860/mo | $80,000/yr |
| 20% | $49,300 | $1,560/mo | $67,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Philadelphia County
At about $215 per square foot, here is roughly how much home different budgets get you in Philadelphia County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 700 sq ft | below the local median — condos, smaller or older homes |
| $200k | 930 sq ft | around the typical home here |
| $250k | 1160 sq ft | around the typical home here |
| $300k | 1400 sq ft | around the typical home here |
| $400k | 1860 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Philadelphia County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Philadelphia County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.