Montgomery County, PA Average Home Price (2026)
The average home price in Montgomery County, Pennsylvania is about $493,000 (the 2026 median across 55 ZIP codes, at ~$258/sq ft) — 107% more expensive than the Pennsylvania median and 71% more expensive than the typical U.S. home.
How Montgomery County compares
Montgomery County is relatively expensive for housing nationally: its typical home costs $493,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $244,000 to $1,625,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Montgomery County | $493,000 | $258 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Montgomery County home prices by ZIP code
The 15 most valuable ZIP codes in Montgomery County (of 55 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 19035 Gladwyne | $1,625,000 | $449 | +230% |
| 19437 Gwynedd Valley | $1,159,000 | $299 | +135% |
| 19066 Merion Station | $1,111,000 | $278 | +125% |
| 19072 Narberth | $843,000 | $318 | +71% |
| 19096 Wynnewood | $819,000 | $179 | +66% |
| 19034 Fort Washington | $758,000 | $260 | +54% |
| 19025 Dresher | $729,000 | $264 | +48% |
| 19009 Bryn Athyn | $726,000 | $243 | +47% |
| 19002 Ambler | $714,000 | $270 | +45% |
| 19004 Bala-Cynwyd | $682,000 | $258 | +38% |
| 19422 Blue Bell | $679,000 | $305 | +38% |
| 19006 Huntingdon Valley | $637,000 | $257 | +29% |
| 19444 Lafayette Hill | $635,000 | $294 | +29% |
| 19031 Flourtown | $599,000 | $311 | +22% |
| 19426 Collegeville | $593,000 | $260 | +20% |
Home value appreciation in Montgomery County
Home prices in Montgomery County have risen about 77% over the last 10 years (≈5.9% a year) and +74.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.6% — still rising. A home worth $493,000 today was worth roughly $277,903 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Montgomery County
Run the numbers for Montgomery County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Montgomery County
To buy the typical $493,000 home in Montgomery County with 20% down, you need a household income of roughly $134,000 a year (about $3,130 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $159,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,700 | $3,890/mo | $167,000/yr |
| 10% (+PMI) | $49,300 | $3,720/mo | $159,000/yr |
| 20% | $98,600 | $3,130/mo | $134,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Montgomery County
At about $258 per square foot, here is roughly how much home different budgets get you in Montgomery County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 970 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1550 sq ft | around the typical home here |
| $500k | 1940 sq ft | around the typical home here |
| $600k | 2330 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Montgomery County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Montgomery County home prices: frequently asked
What is the average home price in Montgomery County, PA? +
What salary do you need to buy a house in Montgomery County? +
Which part of Montgomery County is most expensive? +
Are home values in Montgomery County going up? +
Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.