Monroe County, PA Average Home Price (2026)
The average home price in Monroe County, Pennsylvania is about $319,500 (the 2026 median across 26 ZIP codes, at ~$197/sq ft) — 34% more expensive than the Pennsylvania median and 11% more expensive than the typical U.S. home.
How Monroe County compares
Monroe County is about average for housing nationally: its typical home costs $319,500 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $245,000 to $457,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Monroe County | $319,500 | $197 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Monroe County home prices by ZIP code
The 15 most valuable ZIP codes in Monroe County (of 26 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 18323 Canadensis | $457,000 | $206 | +43% |
| 18350 Pocono Pines | $444,000 | $273 | +39% |
| 18322 Brodheadsville | $356,000 | $210 | +11% |
| 18360 Stroudsburg | $354,000 | $198 | +11% |
| 18353 Saylorsburg | $347,000 | $179 | +9% |
| 18370 Swiftwater | $339,000 | $245 | +6% |
| 18372 Tannersville | $332,000 | $222 | +4% |
| 18325 Canadensis | $329,000 | $210 | +3% |
| 18301 East Stroudsburg | $327,000 | $197 | +2% |
| 18334 Long Pond | $326,000 | $191 | +2% |
| 18354 Sciota | $326,000 | $188 | +2% |
| 18333 Kresgeville | $324,000 | $154 | +1% |
| 18332 Henryville | $322,000 | $191 | +1% |
| 18330 Effort | $317,000 | $180 | -1% |
| 18331 Gilbert | $313,000 | $186 | -2% |
Home value appreciation in Monroe County
Home prices in Monroe County have risen about 112% over the last 10 years (≈7.8% a year) and +59.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.2% — still rising. A home worth $319,500 today was worth roughly $150,708 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Monroe County
Run the numbers for Monroe County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Monroe County
To buy the typical $319,500 home in Monroe County with 20% down, you need a household income of roughly $87,000 a year (about $2,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $103,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,000 | $2,520/mo | $108,000/yr |
| 10% (+PMI) | $32,000 | $2,410/mo | $103,000/yr |
| 20% | $63,900 | $2,030/mo | $87,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Monroe County
At about $197 per square foot, here is roughly how much home different budgets get you in Monroe County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 760 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1270 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1520 sq ft | around the typical home here |
| $400k | 2030 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Monroe County
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Monroe County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.