Luzerne County, PA Average Home Price (2026)
The average home price in Luzerne County, Pennsylvania is about $238,000 (the 2026 median across 33 ZIP codes, at ~$147/sq ft) — about the same as the Pennsylvania median and 18% more affordable than the typical U.S. home.
How Luzerne County compares
Luzerne County is about average for housing nationally: its typical home costs $238,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $136,000 to $452,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Luzerne County | $238,000 | $147 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Cities in Luzerne County
Cities with their own home-value page, largest first:
Luzerne County home prices by ZIP code
The 15 most valuable ZIP codes in Luzerne County (of 33 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 18602 Bear Creek | $452,000 | $238 | +90% |
| 18246 Rock Glen | $359,000 | $189 | +51% |
| 18707 Mountain Top | $332,000 | $187 | +39% |
| 18249 Sugarloaf | $320,000 | $157 | +34% |
| 18612 Dallas | $310,000 | $170 | +30% |
| 18708 Shavertown | $301,000 | $152 | +26% |
| 18222 Drums | $300,000 | $174 | +26% |
| 18219 Conyngham | $278,000 | $144 | +17% |
| 18656 Sweet Valley | $274,000 | $110 | +15% |
| 18618 Harveys Lake | $269,000 | $186 | +13% |
| 18202 Hazleton | $256,000 | $169 | +8% |
| 18635 Nescopeck | $251,000 | $215 | +5% |
| 18660 Wapwallopen | $251,000 | $162 | +5% |
| 18661 White Haven | $247,000 | $201 | +4% |
| 18644 Wyoming | $244,000 | $159 | +3% |
Home value appreciation in Luzerne County
Home prices in Luzerne County have risen about 81% over the last 10 years (≈6.1% a year) and +89.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.5% — still rising. A home worth $238,000 today was worth roughly $131,347 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Luzerne County
Run the numbers for Luzerne County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Luzerne County
To buy the typical $238,000 home in Luzerne County with 20% down, you need a household income of roughly $65,000 a year (about $1,510 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $77,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,900 | $1,880/mo | $80,000/yr |
| 10% (+PMI) | $23,800 | $1,800/mo | $77,000/yr |
| 20% | $47,600 | $1,510/mo | $65,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Luzerne County
At about $147 per square foot, here is roughly how much home different budgets get you in Luzerne County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1360 sq ft | around the typical home here |
| $250k | 1700 sq ft | around the typical home here |
| $300k | 2040 sq ft | around the typical home here |
| $400k | 2720 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Luzerne County
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Luzerne County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.