Jefferson County, PA Average Home Price (2026)
The average home price in Jefferson County, Pennsylvania is about $137,000 (the 2026 median across 14 ZIP codes, at ~$111/sq ft) — 42% more affordable than the Pennsylvania median and 53% more affordable than the typical U.S. home.
How Jefferson County compares
Jefferson County is relatively affordable for housing nationally: its typical home costs $137,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $72,000 to $325,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jefferson County | $137,000 | $111 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Jefferson County home prices by ZIP code
The 14 most valuable ZIP codes in Jefferson County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 15829 Corsica | $325,000 | $171 | +137% |
| 15730 Coolspring | $319,000 | $168 | +133% |
| 15770 Ringgold | $217,000 | $114 | +58% |
| 15864 Summerville | $201,000 | $106 | +47% |
| 16240 Mayport | $171,000 | $138 | +25% |
| 15825 Brookville | $144,000 | $107 | +5% |
| 15824 Brockway | $139,000 | $118 | +1% |
| 15840 Falls Creek | $135,000 | $140 | -1% |
| 15767 Punxsutawney | $128,000 | $126 | -7% |
| 15711 Anita | $125,000 | $66 | -9% |
| 15780 Valier | $114,000 | $60 | -17% |
| 15784 Worthville | $114,000 | $60 | -17% |
| 15851 Reynoldsville | $113,000 | $84 | -18% |
| 15865 Sykesville | $72,000 | $38 | -47% |
Home value appreciation in Jefferson County
Home prices in Jefferson County have risen about 58% over the last 10 years (≈4.7% a year) and +83.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.5% — still rising. A home worth $137,000 today was worth roughly $86,599 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jefferson County
Run the numbers for Jefferson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jefferson County
To buy the typical $137,000 home in Jefferson County with 20% down, you need a household income of roughly $37,000 a year (about $870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $44,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,900 | $1,080/mo | $46,000/yr |
| 10% (+PMI) | $13,700 | $1,030/mo | $44,000/yr |
| 20% | $27,400 | $870/mo | $37,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jefferson County
At about $111 per square foot, here is roughly how much home different budgets get you in Jefferson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1350 sq ft | around the typical home here |
| $200k | 1800 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2250 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Jefferson County
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Jefferson County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.