Indiana County, PA Average Home Price (2026)
The average home price in Indiana County, Pennsylvania is about $143,000 (the 2026 median across 28 ZIP codes, at ~$90/sq ft) — 40% more affordable than the Pennsylvania median and 51% more affordable than the typical U.S. home.
How Indiana County compares
Indiana County is relatively affordable for housing nationally: its typical home costs $143,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $61,000 to $216,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Indiana County | $143,000 | $90 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Indiana County home prices by ZIP code
The 15 most valuable ZIP codes in Indiana County (of 28 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 16256 Smicksburg | $216,000 | $120 | +51% |
| 15725 Clarksburg | $209,000 | $91 | +46% |
| 15701 Indiana | $208,000 | $144 | +45% |
| 15765 Penn Run | $207,000 | $54 | +45% |
| 15747 Home | $206,000 | $260 | +44% |
| 15759 Marion Center | $199,000 | $130 | +39% |
| 15771 Rochester Mills | $194,000 | $128 | +36% |
| 15732 Creekside | $178,000 | $94 | +24% |
| 15681 Saltsburg | $174,000 | $69 | +22% |
| 15920 Armagh | $169,000 | $89 | +18% |
| 15717 Blairsville | $163,000 | $107 | +14% |
| 15748 Homer City | $153,000 | $149 | +7% |
| 15957 Strongstown | $151,000 | $104 | +6% |
| 15772 Rossiter | $149,000 | $46 | +4% |
| 15727 Clune | $137,000 | $72 | -4% |
Home value appreciation in Indiana County
Home prices in Indiana County have risen about 44% over the last 10 years (≈3.7% a year) and +65.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.1% — still rising. A home worth $143,000 today was worth roughly $99,030 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Indiana County
Run the numbers for Indiana County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Indiana County
To buy the typical $143,000 home in Indiana County with 20% down, you need a household income of roughly $39,000 a year (about $910 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $46,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,200 | $1,130/mo | $48,000/yr |
| 10% (+PMI) | $14,300 | $1,080/mo | $46,000/yr |
| 20% | $28,600 | $910/mo | $39,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Indiana County
At about $90 per square foot, here is roughly how much home different budgets get you in Indiana County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1670 sq ft | around the typical home here |
| $200k | 2220 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2780 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3330 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Indiana County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Indiana County home prices: frequently asked
What is the average home price in Indiana County, PA? +
What salary do you need to buy a house in Indiana County? +
Which part of Indiana County is most expensive? +
Are home values in Indiana County going up? +
Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.