Clearfield County, PA Average Home Price (2026)
The average home price in Clearfield County, Pennsylvania is about $150,000 (the 2026 median across 29 ZIP codes, at ~$102/sq ft) — 37% more affordable than the Pennsylvania median and 48% more affordable than the typical U.S. home.
How Clearfield County compares
Clearfield County is relatively affordable for housing nationally: its typical home costs $150,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $87,000 to $598,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Clearfield County | $150,000 | $102 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Clearfield County home prices by ZIP code
The 15 most valuable ZIP codes in Clearfield County (of 29 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 16821 Allport | $598,000 | $315 | +299% |
| 16620 Brisbin | $277,000 | $146 | +85% |
| 16843 Hyde | $222,000 | $117 | +48% |
| 16879 Winburne | $192,000 | $101 | +28% |
| 15721 Burnside | $190,000 | $100 | +27% |
| 16825 Bigler | $188,000 | $99 | +25% |
| 15801 DuBois | $180,000 | $118 | +20% |
| 16858 Morrisdale | $175,000 | $175 | +17% |
| 16876 Wallaceton | $158,000 | $83 | +5% |
| 15848 Luthersburg | $157,000 | $83 | +5% |
| 16860 Munson | $156,000 | $109 | +4% |
| 16878 West Decatur | $156,000 | $82 | +4% |
| 16671 Houtzdale | $154,000 | $101 | +3% |
| 16833 Curwensville | $152,000 | $143 | +1% |
| 16680 Smithmill | $150,000 | $126 | +0% |
Home value appreciation in Clearfield County
Home prices in Clearfield County have risen about 70% over the last 10 years (≈5.5% a year) and +101.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $150,000 today was worth roughly $88,080 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Clearfield County
Run the numbers for Clearfield County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Clearfield County
To buy the typical $150,000 home in Clearfield County with 20% down, you need a household income of roughly $41,000 a year (about $950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $48,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,500 | $1,180/mo | $51,000/yr |
| 10% (+PMI) | $15,000 | $1,130/mo | $48,000/yr |
| 20% | $30,000 | $950/mo | $41,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Clearfield County
At about $102 per square foot, here is roughly how much home different budgets get you in Clearfield County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1470 sq ft | around the typical home here |
| $200k | 1960 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2450 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2940 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Clearfield County
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Clearfield County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.