Cambria County, PA Average Home Price (2026)
The average home price in Cambria County, Pennsylvania is about $131,000 (the 2026 median across 31 ZIP codes, at ~$84/sq ft) — 45% more affordable than the Pennsylvania median and 55% more affordable than the typical U.S. home.
How Cambria County compares
Cambria County is relatively affordable for housing nationally: its typical home costs $131,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $42,000 to $270,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cambria County | $131,000 | $84 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Cities in Cambria County
Cities with their own home-value page, largest first:
Cambria County home prices by ZIP code
The 15 most valuable ZIP codes in Cambria County (of 31 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 15940 Loretto | $270,000 | $142 | +106% |
| 15934 Elton | $262,000 | $138 | +100% |
| 15931 Ebensburg | $219,000 | $113 | +67% |
| 16619 Blandburg | $203,000 | $107 | +55% |
| 16636 Dysart | $182,000 | $96 | +39% |
| 15904 Johnstown | $180,000 | $109 | +37% |
| 15958 Summerhill | $177,000 | $66 | +35% |
| 16630 Cresson | $170,000 | $117 | +30% |
| 16613 Ashville | $164,000 | $86 | +25% |
| 15922 Belsano | $160,000 | $84 | +22% |
| 15952 Salix | $160,000 | $84 | +22% |
| 15938 Lilly | $150,000 | $70 | +15% |
| 16668 Patton | $142,000 | $55 | +8% |
| 15905 Johnstown | $141,000 | $96 | +8% |
| 15946 Portage | $139,000 | $74 | +6% |
Home value appreciation in Cambria County
Home prices in Cambria County have risen about 56% over the last 10 years (≈4.5% a year) and +63.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.4% — still rising. A home worth $131,000 today was worth roughly $84,190 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cambria County
Run the numbers for Cambria County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cambria County
To buy the typical $131,000 home in Cambria County with 20% down, you need a household income of roughly $36,000 a year (about $830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $42,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $6,600 | $1,030/mo | $44,000/yr |
| 10% (+PMI) | $13,100 | $990/mo | $42,000/yr |
| 20% | $26,200 | $830/mo | $36,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cambria County
At about $84 per square foot, here is roughly how much home different budgets get you in Cambria County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1790 sq ft | around the typical home here |
| $200k | 2380 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2980 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 3570 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Cambria County
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Cambria County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.