Bedford County, PA Average Home Price (2026)
The average home price in Bedford County, Pennsylvania is about $213,000 (the 2026 median across 19 ZIP codes, at ~$152/sq ft) — 11% more affordable than the Pennsylvania median and 26% more affordable than the typical U.S. home.
How Bedford County compares
Bedford County is relatively affordable for housing nationally: its typical home costs $213,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $105,000 to $266,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Bedford County | $213,000 | $152 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Bedford County home prices by ZIP code
The 15 most valuable ZIP codes in Bedford County (of 19 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 15535 Clearville | $266,000 | $295 | +25% |
| 16664 New Enterprise | $266,000 | $200 | +25% |
| 17211 Artemas | $243,000 | $287 | +14% |
| 15559 Schellsburg | $239,000 | $224 | +12% |
| 15533 Breezewood | $235,000 | $157 | +10% |
| 15534 Buffalo Mills | $234,000 | $109 | +10% |
| 15522 Bedford | $229,000 | $152 | +8% |
| 16667 Osterburg | $223,000 | $200 | +5% |
| 16695 Woodbury | $223,000 | $125 | +5% |
| 15537 Everett | $213,000 | $106 | +0% |
| 15550 Manns Choice | $210,000 | $173 | -1% |
| 15554 New Paris | $209,000 | $162 | -2% |
| 16655 Imler | $206,000 | $137 | -3% |
| 15539 Fishertown | $196,000 | $141 | -8% |
| 16659 Loysburg | $185,000 | $97 | -13% |
Home value appreciation in Bedford County
Home prices in Bedford County have risen about 54% over the last 10 years (≈4.4% a year) and +85.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.7% — still rising. A home worth $213,000 today was worth roughly $138,402 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Bedford County
Run the numbers for Bedford County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Bedford County
To buy the typical $213,000 home in Bedford County with 20% down, you need a household income of roughly $58,000 a year (about $1,350 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,680/mo | $72,000/yr |
| 10% (+PMI) | $21,300 | $1,610/mo | $69,000/yr |
| 20% | $42,600 | $1,350/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Bedford County
At about $152 per square foot, here is roughly how much home different budgets get you in Bedford County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 990 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1320 sq ft | around the typical home here |
| $250k | 1640 sq ft | around the typical home here |
| $300k | 1970 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2630 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Bedford County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Bedford County home prices: frequently asked
What is the average home price in Bedford County, PA? +
What salary do you need to buy a house in Bedford County? +
Which part of Bedford County is most expensive? +
Are home values in Bedford County going up? +
Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.